Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified October 31, 2025

MetLife Pet is inexpensive and a life saver!

I got most of money back! Yay!!

Insurer: MetLife

By: customer

Verified October 31, 2025

Very easy and straightforward HR…

Very easy and straightforward HR forward signup

Insurer: MetLife

By: Jerome Strach

Verified October 31, 2025

Fast refund!

Fast refund!

Insurer: Pumpkin

By: June

Verified October 31, 2025

Pet insurance

It was easy to apply and the plans were simple to understand.

Insurer: MetLife

By: Krista

Verified October 31, 2025

Pumpkin Customer Service was excellent…

Pumpkin Customer Service was excellent and payment was swift.

Insurer: Pumpkin

By: Deborah

October 31, 2025

Nationwide is good at poor customer service

Nationwide had been a good pet insurer for our family until recently when they more than tripled the monthly cost for less coverage. When I cancelled my account with them two days before my monthly payment is due, they took the payment out anyway and since they require payment one month in advance, they now have over $600 of mine that they will not refund for ten days. Not only that, I was not able to remove my credit card from their system when I cancelled. They are definitely not worth my time or money and I am happy to be insured under another company's policy. Poor customer service is obviously far more important to Nationwide than ensuring my dog's health.

Insurer: Nationwide

By: Sarah

Verified October 31, 2025

easy to sign up for

easy to sign up for

Insurer: MetLife

By: Danielle Brown

Verified October 31, 2025

Quick Claims Processing

First time having pet insurance and didn’t think I needed it. However, I’m grateful to have it as my puppy became sick. He’s had X-rays, blood work, ultrasound, and an endoscopy all of which have been covered by Pumpkin. The claims submittal is user friendly and response time expedient. You won’t regret signing up.

Insurer: Pumpkin

By: Priscilla K.

Verified October 31, 2025

Pumpkin has always been quick and fair

Pumpkin has always been quick and fair. The direct deposit is awesome!

Insurer: Pumpkin

By: Carol

October 31, 2025

They increase your monthly payment by $20-30 every year

If you take your dog to the vet they will increase your monthly payment the next year. My dog had a $68 monthly rate and they raised it to $88/ month because of her vet history last year. But in then in the email they sent they claimed it was because of “inflation.” Really breaks trust with customers when narratives don’t line up. They lock you in at a low price. And then raise the price once your pet goes to the vet. And they know you can’t leave anywhere else because insurance companies don’t cover conditions that have already been verified by the vet. So you’re kinda stuck paying whatever they tell you to at that point. Super bummed because I really liked fetch insurance. I thought they really cared about pets, but now I realized it’s all about $$.

Insurer: Fetch

By: Selena

Compare top pet insurance providers plans.