Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified February 13, 2026

Great until the renewal hike

Never had an issue with a claim. Both claims I've submitted have been processed within a week. However, the yearly hike in monthly payment has been a big downside. It feels like being punished for staying a customer. I asked for a quote as if I were a new customer and the price was much lower. Pretty disappointing

Insurer: Spot

By: Martha Ayala

Verified February 13, 2026

Healthy Paws has always been excellent!

Healthy Paws has always been excellent to us & our many, many, rescued & adopted pets insured by them since 2017! Good communication, quick turnaround times, easy upload process, reasonable about claims, even when we've had more claims in 1 year vs another (due to senior dogs being sick)... Thank you HP!

Insurer: Healthy Paws

By: Sutton's Southern Pet Retreat

February 13, 2026

Thankful

Thankfully, this was my first time using the insurance, and the process couldn't have been easier or smoother. Claims were paid exactly as advertised, everything was clear, and the process was fast.

Insurer: Pets Best

By: alan jacobson

Verified February 13, 2026

MetLife improved our dog’s life

MetLife helped us pay for a critical surgery for our dog which will vastly improve his quality of life. This company is caring and it’s so simple to submit receipts, we got the verdict back quickly, and we were so pleased with the outcome. Now we can focus on our dog’s recovery and not have to worry about bills. We couldn’t be happier with this service and we’re so happy we went with MetLife.

Insurer: MetLife

By: natalie

Verified February 13, 2026

Quick and easy

Quick and easy

Insurer: MetLife

By: customer

Verified February 13, 2026

The shopping experience makes it super…

The shopping experience makes it super easy to pick the best plans. I’ve used Nationwide in the past and it was amazing, that’s the reason I’m coming back for my new puppy

Insurer: Nationwide

By: Michelle McNew

Verified February 13, 2026

Healthy paws claim experience is really…

Healthy paws claim experience is really easy to use and payment comes quickly. Thank you to Healthy Paws for helping my dog Penelope who has had a lot of health issues.

Insurer: Healthy Paws

By: Jillian

February 12, 2026

My baby died and I had to send them all…

My baby died and I had to send them all the info , and have them cancel his policy . They refunded the balance quickly.

Insurer: Pets Best

By: ERIN KENNEDY-GEORGE

Verified February 12, 2026

Fast reimbursement

Fast reimbursement , little to know hassle

Insurer: MetLife

By: customer

Verified February 12, 2026

Claims are processed timely and the…

Claims are processed timely and the whole process is straightforward.

Insurer: MetLife

By: Sophia

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