Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,739 total


Verified June 26, 2026

Easy and Fast!

The submission process is very easy and the time to reimbursement very fast! I'm new to MetLife and very happy!

Insurer: MetLife

By: Karen Reilly

June 26, 2026

Enrollment was easy and cost was…

Enrollment was easy and cost was affordable.

Insurer: MetLife

By: Samantha Ridenour

Verified June 26, 2026

Dashboard

Dashboard is very easy to use

Insurer: MetLife

By: Erin

June 26, 2026

Very helpful

Very helpful. Application simple!

Insurer: MetLife

By: Helena Drummond

June 26, 2026

easy internet enrollment

easy internet enrollment

Insurer: MetLife

By: Lisa

June 26, 2026

Incredible Customer Service

Quick response and Incredible customer service! The rep looked into the reason for this rare delay and was able to quickly provide an answer. When I mentioned a website issue I just wanted Embrace to be aware of, she also researched that and got back to me. Love this company!! If I have a question about a claim, they are open to discussing it, reviewing their decision and reopening the claim. They are very polite and patient when explaining things so I don’t hesitate to call when I don’t understand. Reimbursements are paid rapidly. Best decision I made after I got my dogs!

Insurer: Embrace

By: PWnMD

June 26, 2026

Easy to understand and enroll.

Easy to understand and enroll.

Insurer: MetLife

By: Shyria Barker

June 26, 2026

Easy to apply.

Easy to apply.

Insurer: MetLife

By: Philip

Verified June 26, 2026

You are GREAT!

Last year, my first year with MetLife, I recall waiting quite some time before i received my payments. This year - you all have been exemplary. Payments have come in in record time without me having to contact you as to when/where it is. I am SOOO pleased with your service.

Insurer: MetLife

By: Linda Kosut Lyon

Verified June 26, 2026

Timely and easy.

The process from submitting the claim to getting the insurance payment is exceptionally timely and easy. I've had my dog insured for the last 2+ years with 14 claims and have not had a problem.

Insurer: MetLife

By: Rock

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