Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,739 total


Verified June 26, 2026

Fair and Easy Claim Process

Submitting the claim was easy and it was processed quickly. They followed the terms of the agreement and it was a no hassle experience!

Insurer: MetLife

By: customer

Verified June 25, 2026

Quick claims processing and and…

Quick claims processing and and payment. Rarely an issue.

Insurer: MetLife

By: Waffle

June 25, 2026

Healthy Paws is not the same company…

Healthy Paws is not the same company since being bought out by Chubb! We had Healthy Paws for for 10 years before Chubb came along. The 1st thing Chubb did is raise our rate from $156 per month to $417 in a single year. The next thing they did is double our deductible from $250 to $500 and decrease our reimbursement from 90% to 70%. My dog is to old to start shopping around for new insurance. When you are choosing health insurance for your new family member please know that they will not stick by you for the life of your dog. They are not the company they once were!

Insurer: Healthy Paws

By: D. Nicole Hiljus

Verified June 25, 2026

Ease of use and quick turnaround

Ease of use and quick turnaround

Insurer: MetLife

By: customer

June 25, 2026

Recent claim

Recently we had to take our dog for an urgent vet visit. After submitting our claim, it only took about a week for approval and payment was direct deposited quickly. I did call in with some questions prior to filing claim, and customer service was excellent. Thank you!

Insurer: Pets Best

By: KDE

Verified June 25, 2026

quick and easy reimbursement procedure

quick and easy reimbursement procedure

Insurer: MetLife

By: customer

Verified June 25, 2026

Fast response to claims

Fast response to claims; but I hope the monthly fees don’t keep going up. I’m paying over $200 a month. My dog is 11

Insurer: Trupanion

By: Alice

Verified June 25, 2026

Prompt payment on a claim I made

Prompt payment on a claim I made. Only took 2 days. As long as the paperwork is correct, you seem to flow it through the process well.

Insurer: MetLife

By: Don v

Verified June 25, 2026

Easy and Efficient!

Uploading my documentation was very easy and I couldn't believe how quickly I received my refund back via Zelle!

Insurer: MetLife

By: Casey

Verified June 25, 2026

Prompt Payment

My dog had a surgical procedure. It was very easy to file my insurance claim and Healthy Paws insurance paid my claim promptly. Very happy with the service provided.

Insurer: Healthy Paws

By: Dena Bream

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