Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,606 total


Verified April 04, 2026

A claim was filed so easily using soap…

A claim was filed so easily using soap notes and invoices. Electronic deposit of covered expenses—super system!

Insurer: MetLife

By: Nancy B.

Verified April 04, 2026

Very efficient with processing claim…

Very efficient with processing claim and payment.

Insurer: MetLife

By: Terri

Verified April 04, 2026

Easy peasy

I sort of thought it was going to be difficult but it was so very easy! Thank you Spot Pet love your service

Insurer: Spot

By: Sandy

April 04, 2026

Great customer service

Great customer service, prompt response, very easy to use app for claims and quick payment processing.. highly recommend

Insurer: ASPCA

By: Elizabeth Contreras

Verified April 04, 2026

Claim filed

Had to file a claim and received payment within a week. Claim was filed online and was very simple to file. Hopefully I won't have to file another claim but if I do, I feel confident it will be just as easy.

Insurer: Spot

By: Benjamin

Verified April 04, 2026

East to make a claim and does not take…

East to make a claim and does not take long!

Insurer: Spot

By: ERICA

Verified April 04, 2026

Great service

Great service! The payment was delivered fast and the app is so user friendly with how to add your pdf’s and payment method.

Insurer: MetLife

By: customer

Verified April 04, 2026

The website is easy to navigate

The website is easy to navigate. My refund was promptly deposited into my account. A+

Insurer: MetLife

By: Elizabeth

Verified April 04, 2026

too much work on my part and one claim…

too much work on my part and one claim and rate went up. seems vca and trupanion dont really work well together on billing then i saw my rate went from 130 a month to 160 after a pre authorization for surgery but "had nothing to do with my dog's surgery". i am thinking of ending my plan as i did it since vca recommended and frankly don't see the two working together well

Insurer: Trupanion

By: Pat

Verified April 04, 2026

Exceptional Customer Experience

I’ve had MetLife pet insurance since my dog was a puppy and I have had the best experience. It’s been very easy to contact customer service, get my questions answered, submit claims and get reimbursed. I had to double my coverage since vet costs have been raised substantially, but I honestly would not recommend going without it.

Insurer: MetLife

By: Jackie Nathan

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