Payment Experience
Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.
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Claims Made Easy
This is my first experience with pet insurance and I couldn't be more satisfied. My auto insurance/banking company recommended Embrace and the entire process, from the moment I decided to get a policy until I filed my first claim, was extremely easy. I went on their website, but had several questions and felt more comfortable speaking with a person so I called the number and actually spoke to a person. They were friendly, knowledgable and extremely helpful. They walked me through choosing a policy that best fit my needs. It was refreshing to call an insurance company and actually get to speak to a person instead of navigating my way through a labyrinth of automated prompts. At the time that I'm writing this review my German Shepherd/Mastiff puppy is just shy of 9 months old. She has great coverage, which almost rivals my own healthcare. I opted to add the Wellness Plan, reimburses policy holders for vaccinations, medications and much more. It's extremely comforting to know that my dog has such great coverage not just for everyday/preventative issues, but in the event of an accident as well. The claims process is so simple. Just bring a claim form with you to your vet, have them fill it out, and email, fax, or mail the claim form and a copy of the itemized invoice and you will have a fast response and reimbursement usually within days. I cannot stress how easy Embrace makes everything from start to finish. I highly recommend Embrace Pet Insurance to anyone with a pet, whether you have a new puppy/kitten, an elderly rescue, or other type of animal if coverage is available. It's nice to have the peace of mind knowing that you're pet will be taken care of.
Insurer: Embrace
By: Ryan
Trupanion is seamless
Dealing with Trupanion is seamless. Before I paid they paid their share. Worth every penny ?
Insurer: Trupanion
By: Vera
I LOVE Trupanion
I LOVE Trupanion and always recommend it highly to everyone. The peace of mind is priceless- but Trupanion's customer service and prompt payment is amazing!!!thank you Trupanion!
Insurer: Trupanion
By: Didi
The best choice I have made for my dogs health and my pocketbook
Nationwide pet insurance is the best. It provides a peace of mind now that my dog is getting older. Nationwide is prompt with payments and always available to answer questions you may have. I recommend to everyone in my life that has a pet!!
Insurer: Nationwide
By: Sabrena
Whole wellness pet insurance
Whole wellness is paying 90% of cost, and easy to use. Brought the claim to vet when visited, the staff will help to submit the claim. Two weeks later will receive an email regarding claim status and benefit explanation, another two weeks later will receive the payment check.
Insurer: Nationwide
By: Jill
Claims are processed fast
Claims are processed fast and I have yet to have an issue getting my claims paid.
Insurer: Trupanion
By: Pamela
Appreciation
I appreciate your payment for almost the total cost of Ziggy’s surgery. He is fine, benign tumor thankfully. Thank you so much
Insurer: Nationwide
By: Mary
My bully baby is protected!!
I was very nervous about getting my first bulldog and more nervous about selecting an insurance from the 100 emails I was getting when I requested quotes. I read through the ASPCA Pet Insurance policy and was excited that illness and accidents would be covered under my plan at 90%. it helped me relax knowing I can take my dog to the doctor just like a child would need to visit in the event of getting sick or injured. I love the website, submitting claims online has been easy and getting a clear Explanation of Benefits to tell me what was covered and what I can get reimbursed for. You always need to ensure you have your receipts and medical records to submit but they take care of the rest. Calling into customer service has always resulted in getting answers and their follow up for my dogs care is very personal. I am sure I will stay with this plan for years to come and recommend this plan to others without reservation.
Insurer: ASPCA
By: Jasmine
Easy, fast, friendly service!
It is always a great comfort and huge relief to know that I am not saddled with steep vet fees for routine and unanticipated medical costs relating to our awesome rescue pup, Ralphie! Nationwide makes it so easy.
Insurer: Nationwide
By: Molly
Getting figo pet insurance was one of the best decisions I ever made!
My dog had a medical emergency that required hospitalization and lots and lots of blood and imaging work. Luckily he was able to be saved, but the vet bill was enormous! Luckily when I uploaded all the claims for his bills (5 in total costing over $4,000) figo covered them exactly how it was described in my plan with zero hassle, and they were crazy fast! The claims were processed and approved within 2 days and I received the checks in the mail within a week!! I can’t say enough good things about this company, they make such a horrible situation like almost losing your animal easier knowing that you can make all the needed choices and they will take care of you! Every dog owner should get figo insurance in my opinion!
Insurer: Figo
By: Mandi