Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,105 total


April 03, 2019

Great, and fast, service.

I was pleasantly pleased when, after submitting a claim, a mere 2-3 days later the claim was resolved with payment of most of the charges. Such service is unheard of nowadays. I highly recommend ASPCA pet insurance.

Insurer: ASPCA

By: Paul

Useful
April 03, 2019

I am happy I had opted for pet insurance.

I would like to see Vets billed the pet insurance copies directly instead of waiting 3 plus weeks for reimbusement.

Insurer: Nationwide

By: Susan

Useful
April 02, 2019

Glad I brought pet insurance

Prompt claim payment.

Insurer: Nationwide

By: Charles

Useful
April 02, 2019

Very upset with Embrace they would not cover my dog's surgery for kidney stones since he had them in 2017 different stones.

I wish I had not signed up for this coverage as Embrace is being very unfair in payment on a major surgery to save my pet's life. Yes, he had kidney stones in 2017 but obviously these are not the same stones but new ones. How can you say they were preexisting. And to not even pay for even the endoscopy that removed the stone blocking urination is horrible.

Insurer: Embrace

By: Theresa

Useful
April 02, 2019

Very straighforward, allowed me to think about my cat and not about my wallet

My 3-year old cat had a very crooked tooth and was sent to the dentist. He ended up needing 7 teeth removed (poor guy), unexpected for sure. I was able to see a veterinary dentist, and thanks to Nationwide my mind and energy was focused on Wallaby and not how it will affect my bank account. The process was very easy, filled out one form and sent the vet record via fax. A few weeks later they sent me a reimbursement check. Not sure that there is a way it could have been easier.

Insurer: Nationwide

By: Lori

Useful
April 02, 2019

Good service

We were able to receive our claim quickly and conveniently with electronic payment.

Insurer: Nationwide

By: Maritza

Useful
April 02, 2019

Thank you for caring

I'm so lucky to have this policy! My claims are paid quickly!! I love being able to start my claim and get reimbursed from my phone!

Insurer: Nationwide

By: Dena

Useful
April 01, 2019

Too long to get reimbursement

I really enjoy the website and ease of applying for our refund. It just takes so long to get refunded. Otherwise, I am pleased.

Insurer: Nationwide

By: Justine

Useful
April 01, 2019

Very easy claim process with no surprises on coverage.

I have Nationwide Whole Pet With Wellness Plans for both of my dogs. One we adopted from the pound at 7 years old and one we have had since a puppy. We have had wellness visits and injury/illness claims for both dogs. The claims process is easy (there is an app and you take pictures of the receipt with your phone), then once the claim is processed you can have direct deposit to your bank. Very easy and straightforward. Coverage was always exactly what I expected, doesn't cover nail trims, tax, environmental disposal fees.

Insurer: Nationwide

By: Chandra

Useful
April 01, 2019

Prompt seamless reimbursements.

Very prompt seamless reimbursements directly deposited into bank account. Recommend.

Insurer: Nationwide

By: Cristina

Useful

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