Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,105 total


Verified June 10, 2019

Huge SCAM!!!

I am canceling my plan after 5 years of paying so much money to this scam of a company! I signed up when my dog was just a year and a half years old after I read such great reviews online! I started out paying $74 per month for a plan with a $250 deductible and slowly payments kept increasing until I was paying over $85 per month when I submitted my first claim when my dog was suffering from an ear infection- my claim was denied, stating there were missing files from previous vet clinic records. I sent many emails, with more documents and tons of proof he never suffered from ear infections! I sent copies of every visit documented at both clinics, and continuously arguing and denying their statements that this was a pre-existing illness! I finally received a cheque for $48 on my $380+ in vet fees. As I was very upset and had argued my point as much as possible, I called considering to cancel my plan. They convinced me to increase my deductible and pay lower premiums/monthly fees. I now have a plan with a higher deductible, and my monthly fees began at $48 with the changes made, but has quickly increased to over $54 per month over the year and I just submitted a claim for an injury my dog suffered to his knee while running at the Dogpark. We paid over $850 for xrays and diagnostics and again they have denied this claim stating pre-existing degenerative causes - how is an injury a pre-existing illness you scammers?!?! They are basing this on a visit to the vet when my dog was stung by a bee when he was a year old but the vet we had gone to quickly assumed he needed X-rays to determine the cause for swelling/inflammation because he’s obviously an idiot too and I refused and asked only to give the dog an anti inflammatory and he was instantly better the next day and I could see the bee stinger and therefore not a reason to make this a preexisting degenerative disease issue. I’m so angry for allowing myself to be scammed for 4 years of premiums When i could have put that money in an investment that I would have been worth a lot more to be put towards all the vet bills to date . They denied my coverage based on bullshit and I am canceling so I won’t be giving these scammers another cent! If you’re looking for pet insurance, this is not the one to choose! Don’t believe the fake reviews claiming how great they are! Trupanion is a HUGE SCAM!!!

Insurer: Trupanion Canada

By: Tanina

Useful
June 10, 2019

Fast and easy

I am very happy to have my fur babies insured through figo. Easy to file claims, pay, receive reimbursement and I can even track the status of my claim.

Insurer: Figo

By: Diana

Useful
June 10, 2019

Pets Best is affordable, easy to understand and always delivers!

After having a dog treated at the emergency clinic and paying over $1500, I immediately started reviewing pet insurance. I called Pets Best, actually talked to a person right away, and decided to try them. That was three years ago. And all three of my dogs are covered by them. Every claim is easy to file online, is paid within days and is easy to understand. I even recommended my daughter to them for her two dogs. I highly recommend them for your furry family!

Insurer: Pets Best

By: Shawn

Useful
June 10, 2019

Extremely easy

The process was extremely easy and the money went into my account shortly after I filed!

Insurer: Pets Best

By: Taylor

Useful
June 10, 2019

Pet's needs are covered

I've always receive the payments fast. I do recommend this insurance for the pets of my friends. It's very easy and your pets needs are covered

Insurer: Pets Best

By: Daniela

Useful
June 10, 2019

Always fast and helpful

Always fast and helpful with bills

Insurer: Trupanion

By: Anne

Useful
June 10, 2019

It was quick and easy to set up .

It was quick and easy to set up .

Insurer: Trupanion

By: Aimee

Useful
June 10, 2019

Process was easy and is available 7 days a week.

Process was easy and is available 7 days a week.

Insurer: Trupanion

By: Katherine

Useful
June 09, 2019

Healthy paws is always your peace of mind!

My sweet same had tore acl they were great . And they have always been very quick with my payment. And also very caring always ask about Samson. They try to keep our premiums something we can live with. We have had them for since puppy stage my boy is five now.

Insurer: Healthy Paws

By: Kay

Useful
June 09, 2019

Easy claim submission process and good response

The claims submission process is very easy with Nationwide! There is a blank form available and all you have to do is scan and email the form and any receipts to substantiate the claim and email to Nationwide! Very easy!

Insurer: Nationwide

By: Joe

Useful

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