Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

70,435 total


Verified February 02, 2026

MetLife is responsive whether i was…

MetLife is responsive whether i was dealing with a live person over the phone or using the App. Regarding the claim process, it is easy to submit paperwork with the app, and track its progress. MetLife has been there for my dogs.

Insurer: MetLife

By: Racquel G

February 02, 2026

Extremely poor experience

Extremely poor experience. Have had issues with more than 3 claims now (I’ve been a customer for over a year). First issue they didn’t receive my dogs medical records from my vet within a certain window so they rejected the claim and ignored me when I sent in the records after the fact. Then they decided to stop covering a treatment for his cancer which they had been covering for almost a year because they found a co-occurring symptom (on bloodwork) and decided it meant the illness was a preexisting condition. Most recently they denied a claim for an ear infection because he had an ear infection in the 2 week period of the policy (this was more than a year ago), saying that the two infections are related when the cytology results show the infection is actually different. They also tried to say that these infections were caused by allergies when there’s no evidence to suggest that. It’s clear that they’re just making up reasons at this point to not cover illnesses that are coverable. I really wish I would’ve gone with another company.

Insurer: Spot

By: Vanessa

February 02, 2026

Karley Gulash was great at giving me…

Karley Gulash was great at giving me the details of the plans and I am very satisifed with the service.

Insurer: Fetch

By: Barbara Lynch

Verified February 02, 2026

Trupanion a "World Class" & "First Class" Pet Insurance Company

Trupanion has been a great experience as to reviewing and paying the appropriate, reimbursement in a very timely manner. All explanations of what is covered and not covered is very clear. I also want to thank "Brad" located in Flushing, MI for his help re submitting 2 claims for further review. We have had Trupanion Pet Insurance for 2 decades covering 3 of our wonderful dogs over the years. With the great service we have experienced, we have recommended Trupanion to many friends and relatives over the years. Many of which, have also signed up with a "Great Company" - TRUPANION. We couldn't be more satisfied! Chuck & Roz Bottke - St Petersburg, FL and Fairlawn, Ohio

Insurer: Trupanion

By: Chuck Bottke

Verified February 02, 2026

Painless experience

While the website for submitting claims is not intuitive, the mobile app is better and the overall process was easy. I spoke to a representative who helped me with the Claims process and it was processed in a timely manner. My only compliant is the rising cost in insurance premium across all providers.

Insurer: MetLife

By: Pet owner

Verified February 02, 2026

So far it was easy to submit the…

So far it was easy to submit the invoice, I was kept updated with the process, and generally knew what was happening.

Insurer: MetLife

By: Robert Moorr

Verified February 02, 2026

Quick and easy claim filing

I've had Pumpkin for two years but never filed a claim. Prior to filing I had a question and Customer Service responded to my email within 24 hours. Filing a claim was easy and it was applied to my deductible quickly no questions asked.

Insurer: Pumpkin

By: Jean

Verified February 02, 2026

Great customer service

Great customer service, no hassle. Quick payment on a very expensive surgery.

Insurer: Pumpkin

By: Chris

February 02, 2026

claims

Recent claims are taking 10 weeks of review without any written explanations or updates to the pet owners. It is very stressful for the pet owners. I called them, and they said they are updating the systemand pet owners are suffering.I would not recommend this insurance to any pet owners until they change their processing time in a written statement.

Insurer: Pets Plus Us

By: asha

Useful
Verified February 02, 2026

OUTSTANDING PET INSURANCE!

MetLife is an amazing pet insurance! Sadly, I have tried a few pet insurances in the past and the other companies were either too expensive to keep or took an inconsiderable amount of time with receiving payments for a claim. I have now been a customer for MetLife for a number of years now and I am extremely happy I came across MetLife with their quality of business and attention they give to their customers! Thank you MetLife! ❤️🐾

Insurer: MetLife

By: Amber

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