Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

75,034 total


Verified February 27, 2026

Excellent service

Excellent service

Insurer: MetLife

By: customer

February 27, 2026

This place is a total scam

This place is a total scam, they made me jump through multiple hoops and never reimbursed me. I had injury insurance and my dog was literally hit by a car and they said that was not an injury. When I wanted to continue to petition their rejections they told me I would end up having to cover their hourly lawyer fees if I did. DO NOT USE THEM!

Insurer: MetLife

By: Paige Burns

Verified February 27, 2026

Great service

Healthy paws are very reliable and fast. Takes from 2 to 3 days to do the whole process of filing claim to money on my account.

Insurer: Healthy Paws

By: Agnieszka Balchan

Verified February 27, 2026

Easy and Quick

Really easy to submit. Explaination of benefits spot on. Quick response.

Insurer: Fetch

By: Bob V

Verified February 27, 2026

It was great

It was great! The review and payment was so fast this time and I was so happy. This is one of the reasons I switched to Fetch. Thank you. Great service

Insurer: Fetch

By: Pamela

Verified February 27, 2026

Awesome pet insurance

Trupanion has always been very prompt, courteous and helpful when I’ve talked to them. They settle claims very quickly too. Very satisfied with this pet insurance company.

Insurer: Trupanion

By: Rhonda

Verified February 27, 2026

Thank you pumpkin

Thank you pumpkin! Having pumpkin insurance takes the worry off of when my sweet Kiki is struggling with her health issues.

Insurer: Pumpkin

By: Kary

Verified February 27, 2026

Do not recommend this carrier

Terrible front facing data for customers- very generic. Repeated denials for bogus claims which require tons of effort and time on the consumer and Practitioner. Requires time wasted sitting on hold to speak to someone to actually see resolution. Denials for "preexisting conditions" are mostly bogus.

Insurer: MetLife

By: Meredith Mull

February 27, 2026

Kelce's Pet Insurance - Spot

Spot was very efficient and Customer Service took the time to explain everything about my coverage. I had lost my boxer to cancer. I got another boxer puppy and got the pet insurance right away and found Spot to be the best. Sadly, my puppy was diagnosed with kidney disease right after I had bought her from a breeder. Very sad. So far things have been going well. I just keep praying. I haven't had to use her pet insurance much at all. But I did not know her prescription food was covered by her insurance. That was a nice surprise!! I sent her receipts in and within a week my claim was processed!

Insurer: Spot

By: Barbara DeStefano

February 27, 2026

Look elsewhere for good pet indurance.

Embrace pet insurance will seek any possible reason to deny the service requested for your pet. I have had my veterinarians, behaviorists, and specialists communicate with them without any success. Are you interested in understanding the difference between a pre-existing condition and a congenital disorder? It may not be relevant, as they classify a congenital disorder as pre-existing if it was present before you submitted a claim. This reasoning is illogical because if the pet was born with it, they had it prior to the claim. If that justification is insufficient, they will argue that it fell within the waiting period. Once again, they were born with it. I am extremely dissatisfied with this insurance. I recommend that you explore other policies before selecting this one. 3/13/26 I have yet to hear from Embrace to discuss any concerns as mentioned in their letter.

Insurer: Embrace

By: Carol Moyer

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