Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

76,782 total


April 25, 2026

Response time is decent

Response time is decent. Direct deposit refund is quick after claim's completed. I don't like the drop down menu options for reason for claim. Everything doesn't fit into the options, and there is no option for 'other' to explain on the initial drop down.

Insurer: Spot

By: SF

April 25, 2026

Aileen Andino was very professional

Aileen Andino was very professional, polite & very knowledgeable about the Insurance. It was a pleasure speaking with her. I am glad I called.

Insurer: Fetch

By: Ray C

April 25, 2026

Worst insurance

Worst insurance Honestly I’m looking at a better option they don’t communicate they just make their decisions. They don’t inform themselves correctly.

Insurer: Pets Best

Veterinarian: Woodbury Animal Hospital

By: Amayrani

Useful
April 25, 2026

I love how I pay for a service and get…

I love how I pay for a service and get the best service as a customer, ive had the best experience

Insurer: MetLife

By: Joselito Gutierrez

April 25, 2026

Great service and Easy to use

Very Easy to file a claim on line and good follow up emails to view status - thank you for great service !

Insurer: MetLife

By: Jim Krieger

April 25, 2026

Happy with MetLife Pet Insurance

Met Life Pet Insirance has been great for myself and my pet Jackson. The ease of submitting a claim is 10/10. I receive continuous updates on the review of my claims and any payments are transmitted via direct deposit. My recent claim was processed and paid in a timely manner and I am thankful that I chose MetLife.

Insurer: MetLife

By: Jackson's Mom

April 25, 2026

Excellent communication and fast…

Excellent communication and fast response. True professionals. Had to call because I didn’t understand something woman walked me through it made perfect sense and I was all set. Only took a few minutes to hold for someone

Insurer: MetLife

By: Kerry Mosher

April 25, 2026

MetLife pet insurance has always been…

MetLife pet insurance has always been such an easy process to submit claims and provide all proper documentation’s. I appreciate the examples of the documents that are required. The handbook package is easy to read and understand. I would definitely recommend MetLife pet insurance and will continue to use them for all my pet insurances.

Insurer: MetLife

By: Jenn

April 25, 2026

Don’t waste your time/money,useless & combative!

Trupanion is totally useless.For a rescue, they deny claim for any & all Vet visits.Any health issues were deemed “pre-existing” because of “rescue.” Bottom line?They charge monthly & literally covered zero.Also customer service? Combative, when questions were asked.DO NOT Recommend, Under Any Circumstances!I would give NEGATIVE STARS rating, if that were possible!☹️😡

Insurer: Trupanion

By: Thelma Alvarez

April 25, 2026

Good, not Great.

I have been a customer of Embrace for 5+ years, as I compete with my dogs in agility and am a USAA member. I also have a low deductible and a high reimbursement; if a dog gets injured, even an initial evaluation with the vet can run $800-$1000. The good: Embrace covers most of my claims. If a claim is accepted, they are pretty quick about disbursing reimbursement. The not-so-good: Embrace uses AI to review claims. I've had claims rejected because they use the word "ultrasound," and AI cannot distinguish between therapeutic and diagnostic ultrasound. This leads to a very quick rejection of a claim; unfortunately, Embrace takes its time reviewing the additional information they request, delaying claim processing. The bad: My dogs undergo regular therapy to keep them in top form (as prescribed by my vet). The rehabilitation facility offers tiered pricing, which includes therapeutic exercise, underwater treadmill, laser, and physical manipulation -- all for one price. Embrace regularly rejects these claims because "physical manipulation" is considered "massage," and they do not cover therapeutic massage. Other modalities, such as shockwave, are not covered. Even though the price of shockwave has reduced dramatically (from $700/session to $175/session), and it is an evidence-based therapy, Embrace does not cover it. In fact, Embrace will not cover many proven therapies, including Veterinary Orthopedic Manipulation (chiro), Massage, PEMF/TENS, Extracorporeal Shock Wave Therapy.

Insurer: Embrace

By: Lynn Martineau

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