Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

70,749 total


Verified December 21, 2025

Easy to work with

Very easy to use and refunds are processed in a timely manner.

Insurer: Spot

By: D Beaulieu

December 21, 2025

No Access to Account

Poor customer service and poor account management. You cannot access your account unless you give them your IP address.

Insurer: Pets Best

Veterinarian: Black River Veterinary Hospital

By: Maryellen

Useful
Verified December 21, 2025

Filing a claim with Pumpkin Pet…

Filing a claim with Pumpkin Pet Insurance was quick and straightforward. The instructions were clear, communication was timely, and reimbursement was processed smoothly without any hassle. It really gave me peace of mind knowing I could rely on them when I needed it. Highly recommend Pumpkin for stress-free pet insurance.

Insurer: Pumpkin

By: Desiree

December 21, 2025

Pets Best Claim process

I have submitted 3 claims in order to meet my deductible. One was processed correctly - the others were denied. The reason was that it was not during coverage period. Both that were denied were within the coverage period. Phone calls to Pets Best are useless. They do not answer the phone and they do not respond to emails individually. It is a prewritten email that tells you nothing. I am about to report this company to the insurance bureau to see if that gets me anywhere. I would not recommend Pets Best.

Insurer: Pets Best

Veterinarian: All Creatures Animal Hospital

By: Jane

Useful
Verified December 21, 2025

Using their online really is easy

Using their online really is easy. They process claims properly the first time. If I have trouble, their customer service is the best.

Insurer: Pumpkin

By: PHILIPS NORTH AMERICA

December 21, 2025

This is our third year with Embrace

This is our third year with Embrace. The web site is so easy to use and claims are always resolved with one to two days. Your reimbursements are back in your bank account quickly. They are dedicated to taking care of your pets. I messed up one claim by using the wrong year and instead of just declining my claim they saw my mistake and fixed it themselves let me know where my mistake was and continued to resolve and reimburse me for my claim. They are all friendly, outstanding representatives who are truly there to help you take care of your pets.

Insurer: Embrace

By: Kenneth Ellis

Verified December 21, 2025

the two representatives I talked to…

the two representatives I talked to answered my questions and were able to help me with my inquiry

Insurer: MetLife

By: customer

Verified December 21, 2025

Fast and hassle free

it was easy and fast submitted the claim and within days was reimbursed.

Insurer: Spot

By: Stacey

Verified December 21, 2025

I’m recently a new customer and my dogs…

I’m recently a new customer and my dogs are very healthy and otherwise, low maintenance. However, My puppy got very sick with for an unknown reason and spot was quick to review the records and reimburse. I always say you never know how insurance is until you have to use it. I was very pleased with the whole process. It was easy to submit a claim, and I had a quick reimbursement.

Insurer: Spot

By: Angelina Medina

Verified December 21, 2025

My claims have been handled quickly and…

My claims have been handled quickly and I receive communications during the process.

Insurer: MetLife

By: Deborah Buchanan

Compare top pet insurance providers plans.