Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

76,782 total


May 15, 2026

Easy and affordable.

Angela made getting insurance for my buddy Ozzie a breeze. Thanks for all your help. I feel better my buddy is covered. Way to go Angela and Embrace.

Insurer: Embrace

By: customer paul

May 15, 2026

we got both of our puppies covered

we got both of our puppies covered. it was fast and easy. Aileen Andino was friendly and knowable about the policy I bought.

Insurer: Fetch

By: Wilbert Leonberger

Verified May 15, 2026

I had never filed a claim

I had never filed a claim. My yorkie was very ill and needed testing, meds, ultrasound and ivs. I submitted my claim for the entire costs. Spot processed my claim quickly and efficiently. I am very pleased with the company.

Insurer: Spot

By: MARY SUE OLIVER

Verified May 15, 2026

It is easy to submit claims and…

It is easy to submit claims and representatives are extremely helpful.

Insurer: MetLife

By: LISA

Verified May 15, 2026

The women we spoke to to file the claim…

The women we spoke to to file the claim was wonderful and helpful. We had no trouble submitting the claim.

Insurer: Spot

By: Patricia Telech

Verified May 15, 2026

Pumpkin is extremely responsive to…

Pumpkin is extremely responsive to whenever I submit either an estimate or an invoice. I appreciate their support and this coverage is well worth it.

Insurer: Pumpkin

By: Robin

Verified May 15, 2026

I was very happy with the quick reimbursement

I was very happy with the quick turnaround in receiving my reimbursement. Also, there was always an email sent to keep me updated with the process so that I knew to log into the app to look at the status. There was a time that I needed to call and talk with someone over the phone and the person had excellent customer service skills. She went out of her way to be helpful, and I felt like it was genuine. I am so happy that I chose MetLife Pet insurance. I plan on having them has long as I have my cat.

Insurer: MetLife

By: Sherry Bancroft

Verified May 15, 2026

The people

The people. A great experience every time. No nonsense, no deceptive language - very straight forward policies, claims processed quickly.

Insurer: MetLife

By: Christine Reilly

Verified May 15, 2026

Amazing pet insurance

Amazing pet insurance. Fast refunds and get customer service.

Insurer: Pumpkin

By: Anthony

May 15, 2026

The worst

This is singlehandedly the worst insurance I've ever had the displeasure of being subscribed to. Didn't get a single cent back from the "completed" claims. I had to pay $2k+ for my kitten's Feline infectious peritonitis (FIP) within the last MONTH and had Embrace weeks before the visits AND the diagnosis. The tests, bloodwork, visits, compound medicine, they all added up to $2,000. I paid $125~ for Embrace membership (2 months) and they could only refund a measly $9. I cannot stress this enough... I'd rather pay $2,000 out of pocket five times every month than to have to pay $50 a month to Embrace ever again. Also their customer service is bad. I kid you not, within the same day, I waited for 20 mins for the first call, and 30 mins ON THE DOT for the other call. I was this close to hanging up. And they have the audacity to have a voice line in the hold-call that says they're rated top customer service by some company. That's real funny. Save your money, mental health, time, and your pet's time. DO NOT SIGN UP FOR EMBRACE PET INSURANCE. Actual thieves.

Insurer: Embrace

By: Zey

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