Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

73,238 total


Verified February 27, 2026

Easy and Quick

Really easy to submit. Explaination of benefits spot on. Quick response.

Insurer: Fetch

By: Bob V

Verified February 27, 2026

It was great

It was great! The review and payment was so fast this time and I was so happy. This is one of the reasons I switched to Fetch. Thank you. Great service

Insurer: Fetch

By: Pamela

Verified February 27, 2026

Awesome pet insurance

Trupanion has always been very prompt, courteous and helpful when I’ve talked to them. They settle claims very quickly too. Very satisfied with this pet insurance company.

Insurer: Trupanion

By: Rhonda

Verified February 27, 2026

Thank you pumpkin

Thank you pumpkin! Having pumpkin insurance takes the worry off of when my sweet Kiki is struggling with her health issues.

Insurer: Pumpkin

By: Kary

Verified February 27, 2026

Do not recommend this carrier

Terrible front facing data for customers- very generic. Repeated denials for bogus claims which require tons of effort and time on the consumer and Practitioner. Requires time wasted sitting on hold to speak to someone to actually see resolution. Denials for "preexisting conditions" are mostly bogus.

Insurer: MetLife

By: Meredith Mull

February 27, 2026

Kelce's Pet Insurance - Spot

Spot was very efficient and Customer Service took the time to explain everything about my coverage. I had lost my boxer to cancer. I got another boxer puppy and got the pet insurance right away and found Spot to be the best. Sadly, my puppy was diagnosed with kidney disease right after I had bought her from a breeder. Very sad. So far things have been going well. I just keep praying. I haven't had to use her pet insurance much at all. But I did not know her prescription food was covered by her insurance. That was a nice surprise!! I sent her receipts in and within a week my claim was processed!

Insurer: Spot

By: Barbara DeStefano

February 27, 2026

Look elsewhere for good pet indurance.

Embrace pet insurance will seek any possible reason to deny the service requested for your pet. I have had my veterinarians, behaviorists, and specialists communicate with them without any success. Are you interested in understanding the difference between a pre-existing condition and a congenital disorder? It may not be relevant, as they classify a congenital disorder as pre-existing if it was present before you submitted a claim. This reasoning is illogical because if the pet was born with it, they had it prior to the claim. If that justification is insufficient, they will argue that it fell within the waiting period. Once again, they were born with it. I am extremely dissatisfied with this insurance. I recommend that you explore other policies before selecting this one. 3/13/26 I have yet to hear from Embrace to discuss any concerns as mentioned in their letter.

Insurer: Embrace

By: Carol Moyer

Verified February 27, 2026

Thank you!

I really appreciate the promptness of the claim reviews and payments. After this last ER visit and hospitalization, we were so worried about our dog and knowing Healthy Paws had our back took some of the stress off. Thank you!

Insurer: Healthy Paws

By: Jennifer

Verified February 27, 2026

So easy and quick

Filing claims with Fetch is super easy and service is great. You get a reply super quick too and I love that you can get direct deposit for any reimbursements.

Insurer: Fetch

By: Sheryl

February 27, 2026

Fiona's heart

Our 13 year old Yorkie developed a scary heart condition. We had to take her to an emergency vet on the weekend because she could barely breathe. She spent 2 days in an oxygen cage and needed several new medications to stabilize. If we didn't have PetsBest insurance, we could not have provided this level of care. We would have lost our girl. That was 2 months ago and she is doing great. It is simple to file a claim and the money we got back helped so much...thank you!"

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