Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

72,990 total


Verified March 05, 2026

Easy process

Our insurance sure did come in handy when our dog was diagnosed with elbow dysplasia. The Fetch app made submitting all of our documents easy and the entire process was easy and the payment from fetch was quick!

Insurer: Fetch

By: Elizabeth

Verified March 05, 2026

very helpful very clear easily…

very helpful very clear easily understood

Insurer: MetLife

By: Rick Felberbaum

Verified March 05, 2026

The representative I spoke to was very…

The representative I spoke to was very nice and helpful.

Insurer: Trupanion

By: Debra

Verified March 05, 2026

Fetch was great in handling our claims

Fetch was great in handling our claims. We had an emergency situation with our dog and knowing that the care would be covered allowed us relax and not worry as much.

Insurer: Fetch

By: Peter

March 05, 2026

Impossible to reach by phone

In my experience, the company is impossible to reach by phone for any questions; also you can save clients a lot of time by cutting useless informercial from the phone menu maze.

Insurer: Pets Best

By: Anna Perfilyeva

Verified March 05, 2026

Trupanion is amazing in every aspect of…

Trupanion is amazing in every aspect of their service. They are a blessing when you and your bed need help most. So grateful we have them for both dogs. Ann

Insurer: Trupanion

By: Ann Armstrong

March 05, 2026

Deny claims and refuse to pay/apply towards deductible

2 months in my dog had an ear infection and they denied the bill as pre-existing. There was NOTHING pre-existing and there is no way I would pay $70 a month for insurance and then allow my dog to suffer for 2 months just so it could be applied to my deducible anyway. Attempted to cancel and it was a 15 minute wait on hold with high pitched flute type music (trying to drive you insane so you hang up).

Insurer: Pets Best

By: Michele P

Verified March 05, 2026

Best Pet Insurance we have ever had

Pumpkin Pet Insurance is the best pet insurance we have ever had. Pumpkin’s Customer Service and quick response to claims are both exceptional. All questions are quickly and thoroughly addressed. Making a claim is so easy. The turn around time for reimbursement for claims is very quick as well. We could not be happier.

Insurer: Pumpkin

By: Joe Ansell

Verified March 05, 2026

Filing Claim with Ease

My pup had an emergency visit which was very much an unexpected event. Luckily, I had Spot Insurance to help. I went on the website, downloaded the needed documentation and then waited for a response, which took about 2 weeks. My claim was accepted with ease. Within 10-15 days, a check arrived. Spot gives me peace of mind knowing my pups are covered. Thank you for making things simple!

Insurer: Spot

By: Cristina Rodriguez

March 05, 2026

Frustrating 4-Month Claim Dispute Experience

My dog had heartworm, and Pets Best continued to tell me it would not be covered because they believed it was a pre-existing condition. They were confusing it with my dog’s lumps, which were a separate pre-existing issue. It took hours of being on hold just to finally speak with an agent, and even then I still had to file a dispute because they were not going to return any money after we had already spent close to $2,000. My vet even had to write a letter proving and showing the facts that my dog had heartworm and that it was not related to the previous condition involving the lumps. The whole process was extremely frustrating. We were very close to ending our membership, but we had already spent so much money on the policy that we felt stuck continuing it. It also took them a very long time to review and process the disputed claim, even after we submitted clear evidence from our vet. All in all, we waited over four months to receive any money back, which was extremely frustrating and disappointing. Overall, the experience was very disappointing, especially considering how much time, effort, and money we had already invested.

Insurer: Pets Best

Veterinarian: Sunset Animal Hospital

By: Shella

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