Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

75,511 total


October 10, 2025

Rapid claims determination

We have had Embrace Insurance now on 3 Bernese Mt. Dogs (since 2014-15). Over the years, they have markedly improved their claims determination and time it takes to get reimbursed. These days, I usually am notified within a week and often sooner. The reimbursement is directly deposited into my account. I have had another dog put on a different Plan which has not been as efficient. We do not do the Wellness benefits as we calculated for us that it would be 'a wash' as far as ROI. My wife and I have always had good luck talking to a live person when needed.

Insurer: Embrace

By: Jeff B

Verified October 10, 2025

Pet ins

Easy process and quick responses

Insurer: MetLife

By: David Mascarenas

Verified October 10, 2025

Great communication

Great communication, quick on answer on my posted receipts, great helped the few times I have call for questions

Insurer: MetLife

By: Eddy

October 10, 2025

Lymphoma journey

Last year, my dog Sophie was diagnosed with canine multicentric lymphoma, which was an incredibly difficult and emotional experience. Fortunately, I had Spot Pet Insurance in place beforehand, and thanks to their coverage, I’ve been able to afford the chemotherapy and oncology care she needs. This has given us the precious gift of more time with her. I am deeply grateful for Spot Pet Insurance. The claims process has been simple and efficient, with reimbursements typically processed in under a week. I truly cannot overstate how essential this insurance has been for Sophie’s care and how thankful I am for the support they’ve provided throughout this journey. I highly recommend Spot Pet Insurance—10 out of 10.

Insurer: Spot

By: Ivan Mendieta

October 10, 2025

Megan’s outstanding support

Megan provided me, my wife and our two big golden doodles outstanding support. In reviewing our pet coverage, she discovered a discrepancy we had mistakenly made last year and helped us resolve the issue and offered excellent advice on what insurance coverage we should select for the two doodles this year. She presents a very supportive and friendly demeanor and represents Fetch in a very professional manner. You are most fortunate to have employees like Megan.

Insurer: Fetch

By: Robert Moss

Verified October 10, 2025

Quick response

Quick response

Insurer: Pumpkin

By: Gregory

October 10, 2025

Amanda was amazing

Amanda was amazing! She made sure all my questions were answered and left me with nothing but i smile on my face.

Insurer: Fetch

By: madison

October 10, 2025

Relatable and Reliable - Recommend

I recently spoke to Amanda Mello, and I was genuinely impressed! She was incredibly knowledgeable about pet insurance knew all the contracts and coverage options inside and out. What stood out even more was how relatable and friendly she was. You can tell she truly loves what she does and she has a real passion for insurance. Her personality made the whole experience enjoyable. Highly recommend connecting with Amanda Mello at Fetch Pet Insurance if you're considering pet insurance!

Insurer: Fetch

By: Nicole

October 10, 2025

I needed to clarify the information…

I needed to clarify the information requested and concerning a claim. Cassie was helpful and walked me through the steps. I appreciate the assistance - with a human and not a bot.

Insurer: Embrace

By: Susan Decker

October 10, 2025

Impressed so far!

I am a new customer but so far I am very impressed with not only ease of use with their website but prompt reimbursement. I am a life long USAA member and Embrace is their preferred vendor so I am sure they will live up to USAA's high standards for customer service over the long haul.

Insurer: Embrace

By: April Everett

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