Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,140 total


Verified November 21, 2025

It was easy to file a claim and…

It was easy to file a claim and reimbursement was prompt

Insurer: Spot

By: Mary

Verified November 21, 2025

I have 100% confidence with Pumpkin for my pets!

Wonderful experience with having Pumpkin for my cats! My emotional support cat had to have major surgery, so I was already stressed out of my mind and Pumpkin made it so easy that I didn't have to stress about the bill. The percentage of coverage was exactly as they said it would be, no questions asked, which is nice knowing that there's a human on the other side of the email and phone numbers. HIGHLY recommend getting your fur baby covered! You'll thank yourself.

Insurer: Pumpkin

By: Natalie G.

Verified November 21, 2025

Healthy Paws was amazing

Healthy Paws was amazing. Our French Bulldog Mia out of nowhere developed glaucoma. Tried desperately to save vision and it was not in the books. Recently had eyes removed. Healthy Paws was excellent on responding quickly and paying. Don’t know what we would have done without them

Insurer: Healthy Paws

By: Eugenia Buzanowski

Verified November 21, 2025

They are great at processing the claim.

They are great at processing the claim.

Insurer: Spot

By: Olga Morales

Verified November 21, 2025

Handled our claim with thoughtfulness as well as efficiency.

We recently had to say goodbye to our faithful dog Nelson after several visits to the vet. Embrace handled our claim almost immediately. They sent a thoughtful message with condolences and were very help during this difficult time. They also took the time to remove Nelson from our account so I did not have to worry about getting that done, and applied a credit for the remaining days of his coverage to our account for our other dogs.

Insurer: Embrace

By: Sarah Walker

Verified November 21, 2025

Very happy!

I’ve placed 2 claims in the year that I’ve had coverage. They were handled promptly, professionally and efficiently. Thank you!

Insurer: MetLife

By: Kathy

Verified November 21, 2025

Great benefits at a great price

Easy to play around with options and find the best quote. Great wellness coverage that doesn’t break the bank

Insurer: Nationwide

By: Kimberly

Verified November 21, 2025

Very easy to submit a claim

Very easy to submit a claim. And they are processed very quickly. My dog was very sick and it took some time to get her back to normal. Very happy with my insurance.

Insurer: Fetch

By: Becky

Verified November 21, 2025

Love how quick you got back to me on…

Love how quick you got back to me on the claim I submitted. There was a problem with not getting reimbursed for the yearly exam. I contacted Spot and after review the exam was covered.

Insurer: Spot

By: Sonja Paul

Verified November 20, 2025

Extremely easy to submit claims

Extremely easy to submit claims. Reasonable turnaround from Metlife’s claims department for payment.

Insurer: MetLife

By: Michael Gonzalez

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