Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


January 03, 2026

There is always a prompt response

There is always a prompt response to my claims. Clear explanation of payment and always available to answer any eI have.

Insurer: MetLife

By: Paulette Hilbun

January 03, 2026

It takes 1 month from application to…

It takes 1 month from application to get the coverage. That is awful.

Insurer: Nationwide

By: customer

January 03, 2026

MetLife pet insurance has been great

MetLife pet insurance has been great! We have a 9 month old puppy and they have definitely saved us from some expensive emergency and routine bills.

Insurer: MetLife

By: customer

January 03, 2026

My cat would not be alive today if I…

My cat would not be alive today if I didn’t have Trupanion. My vets office submits the claim for me and I don’t even have to wait 10 minutes later for a response from Trupanion. In an emergency situation this takes the edge off making decisions for my pet’s medical care. Thank you.

Insurer: Trupanion

By: Brittney

January 03, 2026

PetsBest Cannot Claim Website Issues

Our Vet submitted handwritten receipts for our 2 claims for Nov/Dec. PetsBest denied BOTH claims claiming "unreadable" but never contacted the doctor ! Petsbest never took the time to read purpose of visit & associate the line entries. Then...I reviewed the Vet Notes and w/o ANY medical experience translated every single word for PetsBest, who only then (after 4 weeks of nonsense Emails/US Mail Letters) settled our claims. PetBest claim reviewers must be Button Pusher Interns who REJECT rather than READ. THIS HAPPENED THOUGHOUT ALL OF 2025 ! Their Website crashed & it took 8 WEEKS TO PROVIDE ANY PORTAL ENTRY OR RESULTS VIA WEBSITE. WHO IS THE "IT FOR PETSBEST"? Nobody takes 8 weeks to get a website updated or back up online

Insurer: Pets Best

Veterinarian: Gibbons Veterinary Hospital

By: James

Useful
January 03, 2026

We love Pets Best

We love Pets Best! They have been fantastic with claims and reimbursement of those claims.

Insurer: Pets Best

By: Jim

January 03, 2026

Kitty emergency

We had an emergency with our wonderful little kitty. We had an almost $4k bill that trupanion dropped down to $900. It was a huge relief that we could get our sweet boy the treatment he needed without stressing about how we were going to pay our normal bills this month. It was fast and easy, with approval they paid their part up front.

Insurer: Trupanion

By: Shannon Pekarski

January 03, 2026

Quick communication and ease

Ease of use, navigation of website and quick response to claims. I also appreciate the consistent updates.

Insurer: MetLife

By: Steve

January 03, 2026

Poor user interface both on website and…

Poor user interface both on website and on app. Payout methods didn't work, had to wait for physical checks to arrive. Insurance wasn't there for me when i needed it the most.

Insurer: MetLife

By: Carlos Ramos

January 03, 2026

Trupanion is excellent in every way I…

Trupanion is excellent in every way I can think of. Really love it that the vet can bill while you are checking out and you know how much they covered instantaneously. Great organization.

Insurer: Trupanion

By: Polly Smith

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