Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


December 18, 2025

Terrible

Terrible — Worse Than Having No Insurance Fetch Insurance is absolutely worse than having no insurance at all. They do not help in any situation and are only interested in charging the monthly fee. When you actually need support, coverage is denied, responses are slow or useless, and nothing is clearly explained. This plan is a complete tragedy — you pay every month and get nothing in return. Zero real support, zero value, and endless frustration. Do yourself a favor and avoid Fetch Insurance at all costs. Having no insurance is honestly better than dealing with this company.

Insurer: Fetch Canada

By: Daniel de Paiva

Verified December 18, 2025

Quick turnaround time on claims

Quick turnaround time on claims. Great dog insurance

Insurer: MetLife

By: Andreea U

Verified December 18, 2025

Very good claim experience

Very good claim experience

Insurer: MetLife

By: customer

Verified December 18, 2025

Personel are always very nice

Personel are always very nice, quick and helpful. They always have answered my questions and helped me file my claims if asked to.

Insurer: MetLife

By: Linda Reaves

Verified December 18, 2025

Remember Pre-Existing Conditions

I mean I acknowledge it was partly my fault, but nowhere in their promotional materials did MetLife acknowledge that they did not cover pre-existing conditions, leading me to basically give up insurance coverage for my senior cat entirely. The requirement that we include SOAP notes in all filings is not something that all vets will accommodate, so keep that in mind as well.

Insurer: MetLife

By: Emily

Verified December 18, 2025

Easy to submit claims

Easy to submit claims. Quick payment. You always ask how my pet is doing.

Insurer: MetLife

By: Gracie Northern

Verified December 18, 2025

submitted the claim the money was in my…

submitted the claim the money was in my account within 10min. the claim was for $1800.

Insurer: Pumpkin

By: Malinda kozel

Verified December 18, 2025

Simple and easy!

The claim filing experience was very simple, and the submission was approved quickly. The money (minus our deductible and co-insurance) was on the way shortly thereafter. Having this pet insurance in place creates great "peace of mind" for us. Thank you Fetch!

Insurer: Fetch

By: Ryan

Verified December 18, 2025

Very pleased with our insurance

Very pleased with our insurance. They are very quick to process a claim and they inform you of the process . Definitely recommend MetLife insurance!

Insurer: MetLife

By: Catalina Demoore

Verified December 18, 2025

Quick response and reimbursement

I downloaded the invoice and sent it and was sent an email right away it was received and would be reviewed within 15 days. I then received an email within 7 days and was told I would have my reimbursement with 3 days and it was there that day. Thank You! I can only hope all transactions are that quick and easy.

Insurer: Fetch

By: Brenda

Compare top pet insurance providers plans.