Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


December 17, 2025

Solid recommendation

Customer service has been great when we've needed them, response times to claims submissions have been fast, and the coverage has been good for our dogs!

Insurer: Fetch

By: Mary

Verified December 17, 2025

Had a claim processed thru them…

Had a claim processed thru them recently and everything went smoothly. But I needed to stop the original payment and have it reissued. Called customer service and they handled everything perfectly.

Insurer: Spot

By: Bill Cook

Verified December 17, 2025

They have never given me any difficulty…

They have never given me any difficulty when submitting a claim. Their payment is prompt and clearly explained.

Insurer: Spot

By: LINDA REAGAN

Verified December 17, 2025

Quick turn around on the fist claim.

Quick turn around on the fist claim.

Insurer: Fetch

By: Zoe

Verified December 17, 2025

This insurance has made it easy to…

This insurance has made it easy to submit the claims, I just uploaded my dogs vet bill and go from there. I do not like how much the month bill goes up per month when renewal comes around but for the claim process, it has been easy.

Insurer: Spot

By: Keri Lewis

Verified December 17, 2025

So far every interaction I’ve had with…

So far every interaction I’ve had with spot has been great. Their customer service has been so nice and easy to deal with. The reimbursements have been fast and the app is very easy to use.

Insurer: Spot

By: Hanna White

Verified December 17, 2025

Very easy to process claims and get reimburse.

We had couple insurance before but never worked with a team makes it this easy. Not even a single phone call. We processed trough app and received the reimbursement fallowing week. They are great and I do recommend.

Insurer: Spot

By: Yilmaz

Verified December 17, 2025

If you are on the fence, I beg you invest in your pet, you won't regret it.

I have always heard about pet insurance but was undecided. When our Rottweiler turned 3 we decided it couldn't hurt. He's now 4 1/2 and had his first health scare. Once we quickly uploaded our receipts they paid out within 7 days and put up no fight covering the claim. What an i credible peace of mind it is.

Insurer: Spot

By: Todd

Verified December 17, 2025

Easy experience with no problems

The claims process was simple, and Spot is extremely forthcoming about what will and won't be paid per your policy. My cat had a procedure to remove a bad tooth on Dec. 3 and my claim paid out on Dec. 16. Thanks Spot!

Insurer: Spot

By: Saralyn Norkus

Verified December 17, 2025

MetLife Pet Insurance is the greatest

MetLife Pet Insurance is the greatest. The claims are easy to submit and reimbursement is quick. I am completely happy.

Insurer: MetLife

By: joy mcgrath

Compare top pet insurance providers plans.