Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified September 25, 2025

Great company

After completing my pet insurance research, Spot insurance was determined to be the best fit for my pet cat. I was able to choose the percentage of reimbursement I wanted to receive back while paying a reasonable monthly fee. I no longer have to worry about large vet bills with Spot Insurance. I can breathe a sigh of relief knowing my cat is covered by the best insurance. The claims process is quick and easy with a detailed summary of what was accepted and what was rejected and why. I recommend Spot insurance to all pet lover's. Join a good, efficient, honest company and without worrying about the treatment you need for your pet.

Insurer: Spot

By: TS

Verified September 25, 2025

My experience has been great

My experience has been great. The time I’ve taking my Bentley in I’ve my reimbursed for amount which helps me even if it’s small amounts. Keeping my baby healthy

Insurer: Spot

By: Christina Wallace

September 25, 2025

Love how easy it is to upload invoice…

Love how easy it is to upload invoice when submitting a claim!

Insurer: Embrace

By: Diana

September 25, 2025

Solid Pet Insurance

I’m actually very pleased with Pets Best overall. There are plenty of options, the plans are pretty straightforward, the CS team has been helpful when I have needed to call, and they’ve processed and paid claims promptly. Compared to human health insurance it’s a far better and simpler experience.

Insurer: Pets Best

By: rob gray

Verified September 25, 2025

Took time

Took time, but happy with outcome.

Insurer: Embrace

By: Ed Sosniak

September 24, 2025

This is a reputable pet insurance. That is the most important assessment.

This company has several positive qualities: 1. Trustworthy 2. Agents always available to help and explain questions. 3. Easy to submit claims.

Insurer: Embrace

By: Linda Gonzalez

Verified September 24, 2025

The claim process is very simple

The claim process is very simple, and Spot completes the claim in quick order. The website is also user friendly and it’s very easy to review the details of the claim, etc.

Insurer: Spot

By: Robert

Verified September 24, 2025

You were helpful on the phone and my…

You were helpful on the phone and my refund was fast. Thank you.

Insurer: Spot

By: Diana L Gonyea

Verified September 24, 2025

Top notch customer service

So far over the past year and a half embrace has been great. They have handled any claims that I’ve had quickly and I have had no issues whatsoever. I’m so glad that I went with embrace for our Jessie Mae’s insurance policy. It has been a real pleasure to work with them. They may not be the cheapest, but I had concerns on pre-existing issues. They were one a few that will pay for curable diseases or illnesses after a certain amount of time with no issues. It has proven true and we feel very confident using this insurance company.

Insurer: Embrace

By: Gloria M

Verified September 24, 2025

The expediency was great

The expediency was great! As this is a tough time...

Insurer: Spot

By: Tawnya White

Compare top pet insurance providers plans.