Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Great experiences
I have had great experiences with Trupanion. They saved my life when our Kidy Boy was so sick. I would not have been able to afford his care without them. I do recommend them all my friends with pets.
Insurer: Trupanion
By: Patricia
I love you!
I love your company so much!! You are transparent, helpful and cover what you say you'll cover. Thank you for being such a pleasure to work with, especially during stressful times like when my dog is sick or injured.
Insurer: Trupanion
By: Ashley
Highly recommend Trupanion
My wife and I have 20 month old twins, but Sebastian the cat was our first baby. The diagnosis of cancer was devastating in July 2017. We looked to Trupanion as a partner in his fight. Without insurance, our options would have been limited. Sebastian fought a brave fight, but on October 27 he passed away. Despite his passing, Trupanion stuck with us and covered every bill and even his euthanasia treatment. I recommend pet Insurance to any new pet owner, but I highly recommend Trupanion over any other company
Insurer: Trupanion
By: Anthony
Everyone is great
Thank GOD for being there and helping care for Ninja, my best buddy. Without your help, he would be dead by now. Every body I spoke to was just great. Again, Thank You for your fast turn around in approving funding for my sick dog. Lewis Cains
Insurer: Trupanion
By: Lewis
Coverage
a lot of things are not covered that other pet insurances do cover
Insurer: Trupanion
By: Lisa
Outstanding work!
You guys have been Absolutely outstanding in working with me as I juggle fun these past four years being out of steady work my cat lucky means the world to me and I would hate to lose his insurance policy. Also you have been outstanding in getting my claims paid quickly, even though I've only had a few. As a final note, I give Trupanion “100 Extra Credit Points” for hiring customer service associates who always speak American English on the telephone—highly unusual in today's world. Thank you very much.
Insurer: Trupanion
By: Lisa
Would recommend
I would recommend (and have done so) Trupanion to others looking for pet insurance for several reasons: 1. When my dog's life was in balance, having pre-approved Trupanion coverage ensured that we could get the care for him that we would not have otherwise been able to afford. 2. In most instances, the responses and payments have been prompt 3. The Trupanion insurance is not pro-rated for your dogs age 4. Trupanion does not place ceilings on the dollar amount of a yearly total or a total for certain drugs as I know other insurance companies do. However... 1. The premiums for Trupanion are high, putting them above what many pet owners can afford This would be reason that I would hesitate to recommend Trupanion to others...the cost restraint.
Insurer: Trupanion Canada
By: Louise
I highly recommend Aspca
The claims are handled in a timely fashion,. Have 3 dogs and have had insurance for over 10 years.
Insurer: ASPCA
By: Donna
Fast turn around and payment
I have 2 dogs and have submitted claims for both due to different reasons. ASPCA always processes the paperwork quickly -I don’t need to double check since they always seem to do it so efficiently. My experience with previous insurers has always been negative, so dealing with ASPCA is delightful and I’m more than happy to recommend them to other pet lovers!
Insurer: ASPCA
By: Zoe
Didn't Think I Needed Insurance, But Boy Was I Wrong
When I purchased this insurance a couple of years ago it was because I was reading about all the canine cancer among my dog owner friends and I didn't want to ever have to make decisions based on money. Thank goodness we haven't had that issue, but in the past two years our Joey was diagnosed with seizure disorder. The cost of the ER bills, regular vet visits, routine bloodwork and meds was more than I could have imagined but Embrace has been there all along. Once met my deductible I just filed the paperwork online and my claim was settled, usually in less than a week. My reimbursement goes right to my bank account, lickity-split. This year we had a case of "happy tail" (whacking his long tail against something too hard and it splitting open). We had to have 4 inches of tail removed and once again the claim was handled quickly and easily. Just as with human insurance, you pay every month and wonder why. But when you need it, it's good to know it's there.
Insurer: Embrace
By: Ilene