Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 14, 2026

One of the worst insurance experiences…

One of the worst insurance experiences I’ve ever had. Big promises in their marketing, but a completely different reality when you submit a claim. Denied claim, poor communication, and a lot of unnecessary stress. I am now filing a complaint with the State Department of Commerce and Consumer Affairs Insurance Division.

Insurer: Pumpkin

By: Maru P

March 14, 2026

I have insured 2 dogs with Figo

I have insured 2 dogs with Figo. It is really easy to submit claims. They are reasonable and esponsive. I will use them again when I get another pet

Insurer: Figo

By: Shasta

March 14, 2026

Looking for Peace of Mind for your pets?

One of our cats recently had some health issues that needed emergency care. It resulted in four Animal Hospital/Vet bills. The format for submitting the bills to Pets Best was very easy to follow and any questions we had were promptly addressed. I also liked that they would follow-up and keep us informed as to the status of our claims all the way to our reimbursement. Throughout the entire process, we were extremely satisfied with our experience with Pets Best. Their fees are very affordable and they know what they are doing. We give them our highest rating! Look no further if you are looking for Pet Insurance for your pets.

Insurer: Pets Best

By: Kevin

March 14, 2026

Great service

Allowable amounts for the services are reasonable and it is very easy to submit claims for consideration. Claim payments have been very fast too. So far, very good experience and results. Thank you Spot Pet. I truly appreciate it.

Insurer: Spot

By: Jana Gregory

March 14, 2026

Easy to upload receipts and quick…

Easy to upload receipts and quick processing.

Insurer: Pumpkin

By: Jessica

March 14, 2026

Filing claims has never been easier

Filing claims has never been easier! This company has great customer support and fast efficient service, whether you are working with them online or on the phone. I’m really happy with my choice.

Insurer: Figo

By: Judy

March 14, 2026

Once this oldster figured out how to…

Once this oldster figured out how to upload necessary documents, everything was great.

Insurer: Pumpkin

By: Susan

March 14, 2026

Excellent customer service

Excellent customer service and questions answered. Our claim was processed and paid quickly.

Insurer: Spot

By: Judith Murray

March 14, 2026

Fair and Quick Claim Reimbursement

They are great about reimbursement for claims: quick and fair. Their rates beat other pet insurances that I’ve looked into. My rate increased significantly though this year.

Insurer: Pets Best

By: RP

March 14, 2026

Great price and low coverage in case of emergency with you little fury friend

Great price and low coverage. Recommend

Insurer: MetLife

By: Billy Baggett

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