Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 30, 2025

easy and clear walk through enrollment…

easy and clear walk through enrollment process

Insurer: MetLife

By: Lisa

October 30, 2025

The rep Veronica was very understanding…

The rep Veronica was very understanding and looked into my issue and was able to solve it I have been with Embrace over 15 years and it cane in handy when Rowen was bite by snake which required him to stay 3 days in the hospital. Thank g-d he was gummy covered I have two policies the Wellness policy and major medical I always adj pet owners do you have pet insurance either they say never heard of pet insurance or they say why should I have it. That’s when I get on my soapbox Thank you EMBRACE Rheeta and Rowen ♥️

Insurer: Embrace

By: RHEETA

Verified October 30, 2025

My babies insurance

Easy to choose plN

Insurer: MetLife

By: Nicole Bile

Verified October 30, 2025

Quick and easy

Quick and easy

Insurer: MetLife

By: Cassandra Riddle

October 30, 2025

Fair and transparent policies.

The process to submit claims is easy. What they cover aligns with what you signed up for. They always explain things clearly and when there is coverage, they send the funds promptly.

Insurer: Embrace

By: Caitlin Donovan

Verified October 30, 2025

My dog needed dental surgery for a…

My dog needed dental surgery for a broken tooth - Spot quickly sent us our check for reimbursement. Very pleased!

Insurer: Spot

By: Jen Winterle

October 30, 2025

Wonderful!

Pets Best made it so easy to file and saved me a lot of money after my cat all of a sudden faced a urinary blockage that was totally unexpected. It allowed me to concentrate on the health of my cat and not my bank account!"

Insurer: Pets Best

Veterinarian: Middletown Animal Clinic

By: Celia

Useful
October 30, 2025

Embrace is the first and only insurance…

Embrace is the first and only insurance I signed up for my fur baby. I never wondered if I got the best insurance for my fur baby. I can't find any reason not to be satisfied. I'm happy with all my claims responses and reimbursements. I highly recommend Embrace Pet Insurance.

Insurer: Embrace

By: linda johnson

October 30, 2025

Highly recommend

An MRI & spinal tap, a foreign body retrieval surgery, a root canal and an extraction is the list of all of the expensive procedures we’ve been through this year alone. Fetch has given me such a peace of mind each and every time. Everything is handled professionally and quickly and I couldn’t be more thankful for choosing Fetch!

Insurer: Fetch Canada

By: Haley Brulotte

October 30, 2025

Bad communications and delays with no explanation

We got insurance for our dog. She had some teeth that needed to be removed. The communication with the company has been slow and sometimes non-responsive. When I asked a question about what other documents they needed to complete the claim they never responded, then I got an email saying they were closing the case because I didn't give them all the documents. When I asked why they never responded to my email asking for clarification, they apologised but didn't respond to my question about how to best communicatie with them. After resending all the correct documents, they said it would be processed in 3-5 days. It's now been over a month with no response.

Insurer: Prudent Pet

By: Katie

Compare top pet insurance providers plans.