Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified February 03, 2026

Excellent Services

MetLife has reviewed and paid my claims in a timely manner. The policy covers wellness claims as well as medical procedures, which I have appreciated with my rescue dog getting his health stabilized. MetLife was recommended by the animal shelter, and I have found their services to be excellent.

Insurer: MetLife

By: Vincent

Verified February 03, 2026

Superior customer service

Superior customer service: easy claim submission, fast and efficient response to the claim and excellent communications.

Insurer: Healthy Paws

By: Drew Otocka

Verified February 03, 2026

Great coverage and fast response time

Great coverage and fast response time. Highly recommend

Insurer: Trupanion

By: Christine Bourgeois

February 03, 2026

Five Star Customer Service

I submitted a first time claim on my cat, Tiberius …he’s never had a health problem in 13 years. I was concerned that my claim was going to be delayed because of an auto generated email asking for all my cats history. He doesnt have any past incidents or vet visits documented. But Gelo, the customer service representative, I spoke with resolved my concern immediately. He was assuring, considerate and a great representative for ASPCA Pet Insurance. I am very happy with the way the process is going and ASPCA Pet Insurance. Thank you.

Insurer: ASPCA

By: Randy Krohn

Verified February 03, 2026

Reimbursement is quick and convenient

Reimbursement is quick and convenient. It's so nice to have good dog insurance and it's reasonable especially since it's more affordable then our insurance it's terrible. Thank you for being their for our fur babies. ❤️ Kimberlee Ann & Blaine Boyd

Insurer: Figo

By: Kimberlee

February 03, 2026

Being a mommy of 2 pups

Being a mommy of 2 pups, I have some issues to address to the insurance periodically and always receive needed support and help. The customer support is patient and knowledgeable with all requests and replies in timely manner. Receiving a help from 3 representatives so far, I'd say that this one of the best customer support experience in the last 5 years. Unfortunately, I was unable to increase annual insurance coverage for one of the doggies without complete resetting it, but this is most probably a common policy for all insurances.

Insurer: Embrace

By: Californian

February 03, 2026

PURCHASED Policies on my 2 Cavalier…

PURCHASED Policies on my 2 Cavalier King Charles Which are known to prone to Heart Murmurs. So we looked for pet insurance that covered this, Nationwide agent stated it would be covered. So we signed them up and kept policy up over $100.00 a month per dog. Several years later Max was diagnosed with a Heart Murmur and was told there's a surgical option to repair it, Our pets are like kids to us, I called Nationwide to get authorization, and was told its not covered, very cold didn't care at all. Then they said $250.00 max benefit. When the surgery costs about $40,000.00 BIG SCAM A big insurance that denies claims made. AVOID AT ALL COSTS Went to SPOT Through Costco they do cover this and the policy costs less.

Insurer: Nationwide

By: MIKE WUSS

Verified February 03, 2026

A little expensive, but we'll worth it when needed

Helped cover expenses I may not have otherwise been able to when Cadi suddenly collapsed.

Insurer: Trupanion

By: Timothy

Verified February 03, 2026

Saved my baby's life

My furbaby was brought to the hospital, my bill would have been 3x what i paid, and i would not have been able to pay the bill. I dont know what i would have done without trupanion. Thank you! ❤️

Insurer: Trupanion

By: Veronica

Verified February 03, 2026

Great Experience! Very Happy!

We have 4 dogs and have only had to use Trupanion on one of them but it was 100% worth it! It is so easy to file a claim and it was processed very quickly.

Insurer: Trupanion

By: Michelle Paolucci

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