Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


October 30, 2025

Long time happy customer

Long time happy customer My cavalier has been covered by Embrace since puppyhood. He's now 12 years and it's been quite the ride: he's a wonderful dog with lots of medical problems over the years. I've been very happy with the coverage Embrace has provided for his emergency care.

Insurer: Embrace

By: Sharon C

October 30, 2025

It was great until they discontinued my…

It was great until they discontinued my policy and attempted to replace it withth something insanely crappy.

Insurer: Nationwide

By: Janna Reddig

Verified October 30, 2025

Great insurance for my French bulldog.

I needed to file a claim for my French Bulldog Gracie. I had read the reviews and feel that they were dismal. I turned in Gracie's history and the current surgery she needed which was tumor removal in her gums and a few other "frenchie" items. I was reimbursed approximately 66% of the vet bill. I signed her up for emergency and accident insurance only. I felt that the reimbursement was completely fair. I had no problems with reimbursement and just received my check today - thus the review. I would rate Spot pet insurance a 5/5. I felt that they were fair and I received the judgement and payment relatively quickly. I have no complaints! Thank you for your help and assitance.

Insurer: Spot

By: Suzanne Buie

Verified October 29, 2025

Fabulous customer support

Fabulous customer support! Great coverage. Our 14 yr oldGoldenDoodle should have worked for Maxwell Smart or Deputy Dog. Her nose will lead her everywhere which has landed her in the ER too many times. Healthy Paws was there to keep our peace of mind and out of financial debt! Have recommended them several times and will continue to do so. I thank them for making healthcare affordable and giving my dog 14 amazing years!

Insurer: Healthy Paws

By: heischindlaol.com

October 29, 2025

The ease in submitting the claim

The ease in submitting the claim. Easier than doing anything for humans.

Insurer: Embrace

By: Katherine Emert

Verified October 29, 2025

Easy and trustworthy

The process to fill a claim is easy and responses are quick, clear and succinct. Reimbursement allowances are sensical and they seem to care about getting the reimbursement processed as soon as possible.

Insurer: Healthy Paws

By: Denisse Meza

Verified October 29, 2025

I have never had an issue receiving…

I have never had an issue receiving reimbursement for my claims. It is a very easy and user-friendly process.

Insurer: Spot

By: Amanda Geeting

Verified October 29, 2025

Healthy Paws is incredible!

Healthy Paws has never failed us during our 10+ years of coverage for our pitty. The pricing and coverage choice are reasonable, the process submitting claims is simple and the quick payout is extraordinary!

Insurer: Healthy Paws

By: Lisa

Verified October 29, 2025

Peace of mind!

The website is very easy to use, and claims are processed quickly! It allows me to focus completely on my pet and her health needs and not have finances be my first concern.

Insurer: Pumpkin

By: KH

Verified October 29, 2025

Easy to file claim

Easy to file claim. Fast response

Insurer: Spot

By: Jack Beagle

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