Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


October 29, 2025

Embrace did not cover all the claims I…

Embrace did not cover all the claims I submitted for my pet Peanut who is now dead. She was diagnosed with a tumor that ruptured in her ear. I submitted a precertification for a catscan procedure for them to find out how bad was the tumor. This procedure was also denied by Embrace.

Insurer: Embrace

By: juanita

Verified October 29, 2025

Quick response on claims

Quick response on claims, made an already difficult time, much easier

Insurer: Healthy Paws

By: Karen Robison

Verified October 29, 2025

Easy to purchase

Easy to purchase

Insurer: MetLife

By: Debra Crowe

Verified October 29, 2025

Easy to enroll

Easy to enroll

Insurer: MetLife

By: HARKINS/LUALHATI EROLES

Verified October 29, 2025

We had a couple major unexpected bills…

We had a couple major unexpected bills due to emergency surgery and Pumpkin expedited the claim within 24 hours. We honestly didn't even know this was their policy and recommend them to all our friends & family.

Insurer: Pumpkin

By: MICHELLE W.

Verified October 29, 2025

easy to use

This was extremely easy to use and understand.

Insurer: MetLife

By: Marlene

Verified October 29, 2025

quick response on claims.

quick response on claims.

Insurer: MetLife

By: customer

Verified October 29, 2025

Great pet insurance

Pumpkin made submission and reimbursement easy. They have supported our elderly kitty for urgent care as well as recent set of sophisticated diagnostics to identify root cause of a medical issue.

Insurer: Pumpkin

By: Max

Verified October 29, 2025

Quick reimbursement

Quick reimbursement

Insurer: Pumpkin

By: Kulsoom

October 29, 2025

Unfair Claim

Took my dog to the vet due to bleeding in teeth, not eating properly and bad breath. Pets best said anything dental is immediately deemed "Wellness" and declined my claim. I will be canceling my ins with them.

Insurer: Pets Best

Veterinarian: Sunnyside Pet Hospital

By: Jasleen

Useful

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