Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 30, 2025

Best Pet Insurance

Very easy to file a claim. Coverage entities are outlined clearly for ease of reimbursement. I’ve tried other pet insurance companies, but MetLife is the best.

Insurer: MetLife

By: Jennifer Vella

Verified October 30, 2025

I have been getting the run around with…

I have been getting the run around with a claim. Calling and chatting with people multiple times and getting nowhere. It is making me regret leaving trupanion for your company.

Insurer: MetLife

By: customer

Verified October 30, 2025

I have been with Metlife Pet Insurance…

I have been with Metlife Pet Insurance for over 4 years now. Excellent customer service and claim process.

Insurer: MetLife

By: vishal khatri

Verified October 30, 2025

Easy to file claims and very fast…

Easy to file claims and very fast response.

Insurer: MetLife

By: customer

Verified October 30, 2025

Highly recommend!

Wonderful customer support and easy claims process.

Insurer: MetLife

By: Lou S

October 30, 2025

Claim

I just got pet insurance for the first time. I’m so glad I added the wellness because it helps pay for all the puppy visits and vaccines. I submitted my claim and was paid in 24 hours.

Insurer: Pets Best

Veterinarian: East Valley Pet Hospital

By: Michelle

Useful
October 30, 2025

read the fine print carefully

I purchased this pet insurance in June 2025. I had another pet insurance provider prior to that my Shih Tzu who is six developed an ear infection. The vet bill for the ear infection was $525. Fetch only covered $25.. And none of the $500 remaining went toward the annual deductible. It was explained that because he had had an ear infection over a year ago with my other pet insurance. It was considered a pre-existing condition even though the previous ear infection had completely cleared up. So I was then told well I should’ve gone back to the vet after his ear infection cleared up to confirm that his ear infection was no longer existing. It was never explained to me that an ear infection would be considered a pre-existing condition since dogs pretty commonly get ear infections, but they are cleared up easily with medications. The representative went on to explain to me that I should’ve read the fine print before purchasing the insurance because my puppy was six years old when I bought the insurance. I would not recommend fetch pet insurance to anyone. Nothing was explained to me correctly and I’m out a lot of money because I trusted that the ear infection and allergy would be covered.

Insurer: Fetch

Veterinarian: Vineyard Veterinary Hospital

By: Sheila

Useful
Verified October 30, 2025

Healthy Paws is the best Pet Insurance

Healthy Paws is the best Pet Insurance! They are quick to respond and I have never been denied a claim. My dog is now my walking ATM and they continue to support her.

Insurer: Healthy Paws

By: ktalbot

Verified October 30, 2025

Super easy to get a quote.

Super easy to get a quote.

Insurer: MetLife

By: customer

Verified October 30, 2025

simple/easy to use

simple/easy to use

Insurer: MetLife

By: Gary

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