Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


Verified November 15, 2025

They process and pay claims quickly and…

They process and pay claims quickly and have been very nice every time I have called.

Insurer: MetLife

By: customer

Verified November 15, 2025

Awesome apps

Easier to file a claim in the Apps and fast uploading of documents. Thank you.

Insurer: MetLife

By: Bon Ng

Verified November 15, 2025

Claims are handled well and within a…

Claims are handled well and within a good timeframe

Insurer: MetLife

By: Nancy

Verified November 15, 2025

Worst than Nationwide

Worst than Nationwide Constant hassle for paperwork for first 6 month, a doctor receipt was never sufficient. Metlife does not cover anal gland expression.

Insurer: MetLife

By: Seattle customer

November 15, 2025

Initially I have not had any issues

Initially I have not had any issues. Claims were settled quickly. The first issue came when my pets neuter was not covered. I chose a plan that specifically covered that-and when it was time to use it -it's not in the plan anymore. I can't locate my policy coverage at all. Second-my dog had an accident. Hurt his leg while playing. Denied because they said it was an illness. He was healthy with no illness-he twisted his leg while playing. Third-I have a dog that passed and cannot find a way to remove them from the policy. When I call it says call back during business hours-but does not give any business hours. I am an insurance agent so am well versed in selecting coverage and policy language. I picked specific coverage for our needs and feel over the years the coverage has been changed and the information is intentionally made hard to locate. My policy renews in February and we will defiantly be reviewing under a microscope and possibly changing companies . I feel like what was a excellent service has become useless for the most part-but the fees keep going up. I may be better off saving the money for an emergency myself.

Insurer: ASPCA

By: Connie

Verified November 15, 2025

Trupanion was awesome

Trupanion was awesome! Our claim for the unexpected surgery was handled quickly and was an easier process than we anticipated. Made sure we understood every step and were a true partner. Really appreciated the support.

Insurer: Trupanion

By: Julie

Verified November 15, 2025

Making a claim was so easy

Making a claim was so easy. They were very prompt at reviewing and paying the vet bill. I am very happy we have them as our insurance for our puppies

Insurer: Trupanion

By: Kimberly

November 15, 2025

Spot's customer service is exceptional

Spot's customer service is exceptional. They made the claims process effortless and fast. The biggest weight off my mind was when they coordinated with my vet for my dog's medical history, saving me a critical step during a difficult period. This is a company that truly cares for its customers.

Insurer: Spot

By: James Morse

Verified November 15, 2025

The site was ease to use

The site was ease to use, and My son has coverage for pets

Insurer: Nationwide

By: customer

November 15, 2025

Pets Best offers a very easy way to file a claim

Pets Best offers a very easy way to file!

Insurer: Pets Best

By: Sandy Gilliland

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