Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


April 04, 2026

Concentrating on Bella Instead of a Financial Burden

When my sweet little Yorkie started showing signs of some health issues, it was a huge worry to me. Spot Insurance helped take some of that worry away as far as financial worry and helped me concentrate on the most important thing .. diagnosing Bella's illness and starting her on a treatment plan. So far she is doing well just taking medication. Thank you, Spot, for the quick action on our claim.

Insurer: Spot

By: Linda

April 04, 2026

Post-application discrepancy

At the end of the application process screenshots were taken. I had applied for a $250 deductible and 80% reimbursement at a certain price. The email received showed the correct monthly price and deductible; however, reimbursement is shown at 70%. I emailed the company requesting clarification/confirmation and a number of days later have received no reply. Hoping when the policy information is received that it will match my application for coverage desired. Meanwhile, glad I have screenshots showing the policy number and details stated above.

Insurer: Nationwide

By: Mary Beth

April 04, 2026

Very easy to put in a claim

Very easy to put in a claim

Insurer: MetLife

By: John k

April 04, 2026

Great Pet Insurance!

Customer service was so nice, and Insurance claim process was so quick and got money back in 1 week.

Insurer: Spot

By: Kawai Duffield

April 03, 2026

Fast and easy reimbursement.

Fast and easy reimbursement.

Insurer: Fetch

By: Cindy

April 03, 2026

I don't remember the girl's name that…

I don't remember the girl's name that took care of me but all I can say is she went out of her way 100% And even called me back when we got disconnected to make sure I received the claim and everything was done right I give her a five-star if I could give her 10 I would

Insurer: MetLife

By: Nycole Audet

April 03, 2026

Someone is available to speak with if…

Someone is available to speak with if you have questions. Claims are reimbursed in a timely manner.

Insurer: MetLife

By: customer

April 03, 2026

It was so easy with my dogs claim

It was so easy with my dogs claim. Each time Ai called everyone was great.

Insurer: Spot

By: Karen Gilstrap

April 03, 2026

Great customer service

Great customer service. Great empathy during a hard time. Quick turnaround on claims. I appreciate you.

Insurer: Trupanion

By: Sarah

April 03, 2026

I was not informed that she would need…

I was not informed that she would need to have seen a veterinarian before they approved my application. In addition they changed me $75 and them sent an email stating what was needed. I explained from the very beginning that she is a rescue from a non family member who didn’t have any paperwork.

Insurer: Nationwide

By: Michele Wearins

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