Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


November 14, 2025

I like the ease and speed filing a…

I like the ease and speed filing a claim takes.

Insurer: Embrace

By: David Lynam

Verified November 14, 2025

Easy process to submit claims and they…

Easy process to submit claims and they get reviewed very fast with explanations for everything approved.

Insurer: MetLife

By: Jonathan

November 14, 2025

Quick and easy claim submission

Quick and easy claim submission. Usually doesn't rake long for reimbursement.

Insurer: Embrace

By: MJ

Verified November 14, 2025

Easy to file claims

Easy to file claims, quick pay out, and helpful customer service reps.

Insurer: Spot

By: Marissa Kluzniak

Verified November 14, 2025

How easy it was to file and hire…

How easy it was to file and hire quickly a deposit was made into my account. Thank you

Insurer: MetLife

By: Andee

Verified November 14, 2025

What a great insurance company Pumpkin…

What a great insurance company Pumpkin is. When your attention is on making sure your pup is going to be ok and not the finance part it makes it that much easier. The claims process is so simple and the turnaround time for a response and payment is within 1 week. I refer all my friends to Pumpkin. This is our second year with them and unfortunately, I've met our deductible each year and they have covered 90% without a hassle. I highly recommend Pumpkins for all your fur babies.

Insurer: Pumpkin

By: Jenn

Verified November 14, 2025

It was so easy to report the claim

It was so easy to report the claim, and it was processed so quickly!

Insurer: MetLife

By: Karen Phelps

Verified November 14, 2025

Submitting a claim was easy and…

Submitting a claim was easy and required fewer steps than before, although I haven't had to submit a claim in awhile. Fortunately!

Insurer: MetLife

By: Marian Purzycki

Verified November 14, 2025

MetLife Pet Insurance was more generous…

MetLife Pet Insurance was more generous about covering our claims than our previous policy provider. We have been very pleased with their coverage, prompt payment of claims, and customer service team!

Insurer: MetLife

By: Happy Massachusetts cat owner

Verified November 14, 2025

Easy process

Easy process, once you have initially filed a claim, and quick for reimbursement.

Insurer: MetLife

By: Matt Melvin

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