Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,723 total


February 18, 2026

Don't bother with this insurance

I give them a big fat 1 star. This company is very quick to take your payment but when it comes time to reimburse a policy holder they find any and every reason possible to not pay out. For an organization that says they help pets I would have thought better of them. They will not be getting anymore of my money ever.

Insurer: ASPCA

By: David Pogue

Verified February 18, 2026

We love having insurance for our rescue…

We love having insurance for our rescue dog. It has been extremely beneficial to us because he has had unexpected health issues and we are able to treat and continue care for him easily with this insurance. We never have another pet without insurance.

Insurer: MetLife

By: customer

Verified February 18, 2026

It is easy to file claims and MetLife…

It is easy to file claims and MetLife has been responding quickly.

Insurer: MetLife

By: Lori

Verified February 18, 2026

This was the first time having to use…

This was the first time having to use the insurance (and hopefully the last). But the process went smoothly.

Insurer: Fetch

By: Chuck Groover

Verified February 18, 2026

So far I am very happy

So far, there is nothing to complain about. I used my insurance and it was extremely efficient and fair.

Insurer: Trupanion

By: Mary

Verified February 18, 2026

was very easy to make a claim

was very easy to make a claim. Customer service was very helpful

Insurer: Spot

By: customer

Verified February 18, 2026

I submitted a large claim for my dog's…

I submitted a large claim for my dog's surgery on a Sunday and had the amount of the claim paid in full and in my checking account on Tuesday. Great service!

Insurer: Pumpkin

By: Leo

Verified February 18, 2026

Ease of getting coverage

Ease of getting coverage

Insurer: MetLife

By: William Greene

Verified February 18, 2026

Pumpkin makes care choices so easy

Pumpkin made care choices so easy. My dog needed surgery with a specialist. Having money removed from the equation made my decision process so much easier. No hassle with insurance;I submit they approved. I wish my car insurance were this easy!!

Insurer: Pumpkin

By: David

Verified February 18, 2026

Great coverage for my pet

Great coverage for my pet! Their claims process is easy, just upload through the app. All of my decisions and reimbursements have been in 2 weeks or less.

Insurer: MetLife

By: Alyson Watson

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