Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Don't debate, just get it!
We bought Fetch for our young dog due to our last dog needing care we couldn't afford. I didn't think much about it, just paid the premiums and moved on. In Sept our beautiful Collie, Rosie, was accidentally run over by a truck in our driveway. Thankfully the vet was able to help her - but this required an expensive surgery. Her bills topped $11,500. I submitted my claim to our $10,000 policy and Fetch paid us within less than two weeks!! We will never go without Fetch again. Thank you Fetch, for saving our sweet Rosie!!!!
Insurer: Fetch
By: G. Kennedy
Fast and easy to submit a claim and the…
Fast and easy to submit a claim and the claim is usually paid the next day!
Insurer: Embrace
By: Windy Ortega
10 out of 10!
Friendly and professional when calling with questions. Immediate notification when they receive your claim. Quick reimbursement turn around.
Insurer: MetLife
By: Sandra Brantly
Its a great company
Its a great company. I submitted a clam, i get my refund right away. No hassle just approved.
Insurer: Spot
By: Mary G Harp
Filing a claim was easy
It was very easy to file a claim for my dogs emergency vet visit. They requested additional information and the claim was accepted.
Insurer: Spot
By: D. MEYERS
MetLife is Terrific Pet Insurance
MetLife has consistently assisted me with providing the best possible care for my new puppy during his first year.
Insurer: MetLife
By: customer
Highly Recommend
Easy, understandable, great coverage
Insurer: Nationwide
By: Jenny
Disappointed
It takes way too long for the company to review your claim and process payments. Things you thought would be covered aren’t. They want way too much information to process claims. 1 visit they needed paperwork from day 1 when I got her. They already had the information sent to them previously.
Insurer: MetLife
By: customer
Easier than human insurance!
This is the first time we have purchased pet insurance. Spot is very affordable and super easy to use. Our dog ended up getting a foxtail in his paw and had to have two different procedures to get it out. I was able to submit his invoices via the spot app and within a week or so there was money in my account! I highly recommend them and we have even beefed up our policy for next year to include preventative care.
Insurer: Spot
By: Melanie Jaquess
Outstanding Support!!!!
We have been with Embrace since August 2024. Our coverage includes wellness, accident and illness insurance for two adult male cats. We just submitted our first two illness claims resulting from a significant, initially life threatening, stroke suffered by one of them. Treatment included emergency, ICU and stabilization procedures at one practice for two days followed by two additional days at a neurological specialist and advanced care facility. Embrace approved both claims within 24 hours. The claims process was both flawless and seamless - truly outstanding in all regards. In all aspects our experience denoted a competent, professional and caring company that provides its advertised services in an exemplary manner. Highly recommend in all regards. 6.0 on a 5.0 scale.
Insurer: Embrace
By: TDS