Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


April 04, 2026

I easily submitted claims and got paid

I easily submitted claims, met my deductible, and they paid 80%. Super easy and happy.

Insurer: MetLife

By: Kim

April 04, 2026

Great customer service

Great customer service, prompt response, very easy to use app for claims and quick payment processing.. highly recommend

Insurer: ASPCA

By: Elizabeth Contreras

April 04, 2026

Claim filed

Had to file a claim and received payment within a week. Claim was filed online and was very simple to file. Hopefully I won't have to file another claim but if I do, I feel confident it will be just as easy.

Insurer: Spot

By: Benjamin

April 04, 2026

East to make a claim and does not take…

East to make a claim and does not take long!

Insurer: Spot

By: ERICA

April 04, 2026

I would give it 0 stars if possible

I would give it 0 stars if possible. I did the 30 day trial, and I had multiple claims put in and they didn't cover a single damn thing. This insurance company is a waste of time and money. The only way you can possibly benefit from these insurance companies is if you put your pet under a policy right at birth other than that, you're screwed.

Insurer: Trupanion Canada

By: Adri S

April 04, 2026

Looking for a new insurance company

Many of the reps reviewing my claims will take 30+ days to process then with no heads up deny it so I have to resubmit. I've had to submit many claims with the Same information multiple times. It's incredibly frustrating and you all bank on customers giving up. I won't I am owed money and I'm discussing with an attorney

Insurer: Pets Best

By: Frustrated Dog Mom

April 04, 2026

Payout is quick and is always correct

Payout is quick and is always correct

Insurer: Pets Best

By: Julie H

April 04, 2026

It has gotten so much easier to submit…

It has gotten so much easier to submit a claim, and the reimbursement time is much faster than it’s been in the last two years. Customer service is good and empathetic.

Insurer: MetLife

By: customer

April 04, 2026

Rapid response to claims

Rapid response to claims. Clear explanation of benefits. Professional and friendly customer support. Peace of mind.

Insurer: Spot

By: Therese Tanksley

April 04, 2026

There when you need them

I’ve been with trupanion for several years. This past month both my dogs had serious health issues with significant vet bills. Trupanion processed my multiple claims quickly (average of 24 hrs) and covered most of the expenses. I never had to worry about the estimates at the vet because I knew I was covered with Trupanion.

Insurer: Trupanion

By: Jennifer

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