Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


November 15, 2025

Extremely disappointed with Figo Pet…

Extremely disappointed with Figo Pet Insurance. I filed a claim for a simple visit, which is clearly covered by my plan. Instead of processing it, Figo ignored my documentation and denied the claim without any explanation. The veterinary clinic confirmed that the issue happened only because of a name mismatch (my dog’s legal name vs the name I use daily), but after receiving the corrected invoices Figo still refused to reimburse anything. Customer service kept ignoring follow-ups, and instead of helping, they tried to upsell me on staying as a customer. Because of this experience, I decided to cancel my policy. Very poor communication and zero accountability. I do not recommend this company.

Insurer: Figo

By: Ruslan Priakhin

Verified November 15, 2025

love how easy it is to file a claim!

love how easy it is to file a claim!

Insurer: Trupanion

By: Deborah

Verified November 15, 2025

Facility in the process of the claims…

Facility in the process of the claims and good communication and clarity.

Insurer: Fetch

By: Eva Haydee

Verified November 15, 2025

Easy to submit claim

Easy to submit claim. Speedy repayment.

Insurer: Pumpkin

By: Deborah

Verified November 15, 2025

Very slow claims processing and…

Very slow claims processing and consistently requests documents previously sent. Not a fan.

Insurer: MetLife

By: Gail Faro

November 15, 2025

Took too long to receive payment

I received multiple emails about “we’re sorry it’s taking so long”. You don’t take long to take the payment out of my account every single month so I don’t expect it to take long to review my claim once I send it and put the money back into my account. We’re going on almost a month and that, in my opinion, is highly unacceptable. If it happens again, I will be switching to a new insurance.

Insurer: Pets Best

By: Erica Cameron

November 15, 2025

The process of submitting a claim is…

The process of submitting a claim is fairly easy. Claims are also handled in a timely fashion.

Insurer: Embrace

By: Mitch

November 15, 2025

Quick payment from Pets Best for TPLO surgery

Pets Best was there to help pay for Nala's TPLO surgery, not only once, but twice!! Pet's Best made it super easy to submit a claim for Nala's surgery, and their response was fantastically fast! I received a direct deposit within a week of submitting my claim. That's top notch service!!

Insurer: Pets Best

By: Pacificpilot

Verified November 15, 2025

They are amazing

They are amazing, no games simply submitted a claim and got paid.

Insurer: Pumpkin

By: Pejman Tanaeim

Verified November 15, 2025

Great and economically and professional…

Great and economically and professional pet insurance. They are quick to pay and the honor their commitment unlike Embrace which took 18 months to pay for a broken leg on one of my GoldenDoodles. I will never leave Spot.

Insurer: Spot

By: QUENTIN

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