Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 04, 2026

Blue's eye surgery.…

I had to take my dog Blue to eye surgery because she had a "Deep corneal ulcer to the rt eye. The surgical team got in touch with Trupanion and filed the needed forms. Trupanion gave approval immediately. Blue was scheduled the next day. I only had to put down a deposit. Blue had successful surgery and we took her home later the same day. she has a follow up appointment a week later. Complete recovery about three weeks. Without Trupanion insurance I would have spent $5000 and $8000 dollars. I am very thankful for the coverage i got for Blue's operation.

Insurer: Trupanion

By: Daniel Winn

May 04, 2026

Awesome Pet Insurance

I’ve been with several pet insurance companies over the years and Embrace is by far the best and has continually exceeded my . They cover what should be covered and amazingly quickly. I’ve been totally impressed. I’d give them 10 stars if I could.

Insurer: Embrace

By: Howard Bernstein

May 04, 2026

The claim process was fast and easy.

The claim process was fast and easy.

Insurer: MetLife

By: customer

May 04, 2026

I cannot recommend Trupanion enough.

I cannot recommend Trupanion enough. We had insurance for our dog Blueberry and when we got our kitten Huckleberry, we went back and forth on whether to add him. We decided to. I'm so glad we did. Huckleberry ended up being diagnosed with a neurodegenerative disease. The kind of medical journey that follows a diagnosis like that is expensive, emotionally exhausting, and overwhelming. Trupanion took the financial piece completely off the table. They worked directly with our vets -- we weren't paying out of pocket and waiting to be reimbursed, it was handled. We got to focus entirely on trying to find answers and giving him the best chance. We lost him. But we got to try everything, and we didn't have to compromise because of money. That matters so much. The customer service deserves its own mention. Every single person I spoke with felt like they genuinely cared. Not in a scripted way -- in a real way. That kind of consistency doesn't happen by accident. If you're on the fence about insuring a young, healthy pet: just do it. You don't know what's coming. Trupanion made sure that when the worst happened, money wasn't part of the equation.

Insurer: Trupanion Canada

By: Kaiya Sjoholm

May 04, 2026

The prices are fair

The prices are fair, it's easy to put a claim in and get your money. If there is an issue I have found it that it's easily and very quickly solved. And everyone I have spoke to when I do have to call customer service has been more than wonderful!

Insurer: MetLife

By: customer

May 04, 2026

Very easy process to submit claim and…

Very easy process to submit claim and quick refund

Insurer: MetLife

By: Sheila Miller

May 04, 2026

Insurance for my pet is a new…

Insurance for my pet is a new experience for me. So far, it has been a positive one. I submitted one claim already for a well visit and was reimbursed in a very timely manner.

Insurer: MetLife

By: Tracey Paradis

May 04, 2026

Quick payment on my claim.

Quick payment on my claim.

Insurer: MetLife

By: customer

May 04, 2026

Fairly simple and straight forward…

Fairly simple and straight forward claims process. Good feedback and updates.

Insurer: Fetch

By: David

May 04, 2026

Best Financial Assistance

Metlife has helped me financially with all of my cat’s appointments. I’m grateful for the amount of reimbursement so I can keep my cat healthy for a long time. Metlife works quick and efficiently which helps reduce my stress and anxiety financially. Thank you Metlife!

Insurer: MetLife

By: Danielle Boffa

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