Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified March 19, 2026

Communicating claim issues

When I first submitted my claim the image apparently wasn't clear enough but I was never contacted. I had to reach out because I wasn't seeing it in the claims. It would be helpful to let people know if there is a problem especially since it's submit it and forget until we hear from you.

Insurer: MetLife

By: customer

Verified March 19, 2026

Paid my claim quickly with no issues

Paid my claim quickly with no issues. That was my big concern. The bait and switch. But all went as planned and expected.

Insurer: Spot

By: Dan

March 19, 2026

Awful

Awful. Do not waste your money. Pets best will reclassify your claims under vague categories that do not match what the pet was seen for just so they can argue pre-existing conditions. My veterinarian wrote them a letter supporting my claim appeal, stating he was not seen for any pre-existing condition. They ignored the letter and denied it again. Their phhone lines will leave you on hold for 45 plus minutes and their complaint form is a joke.

Insurer: Pets Best

By: Dylan Moore

Verified March 19, 2026

prompt reimbursement

prompt reimbursement. absolutely grateful that I insured this puppy. She ate a bedspread than had 2 luxating patella's.

Insurer: MetLife

By: customer

Verified March 19, 2026

My Very 1st Claim Experience

My pet’s particular issue was covered under my plan and processing direct between my vet and Trupanion was seamless !

Insurer: Trupanion

By: Jeff

Verified March 19, 2026

The claim process was easy

The claim process was easy, and was taken care of quickly.

Insurer: Fetch

By: Celia

Verified March 19, 2026

Always quick to respond to claim…

Always quick to respond to claim payments

Insurer: MetLife

By: customer

Verified March 19, 2026

The claims are paid promptly the people…

The claims are paid promptly the people are friendly and knowledgeable.

Insurer: MetLife

By: customer

Verified March 19, 2026

Fantastic Team

Fantastic Team The MetLife Pet team is the best anywhere. They explained everything thoroughly and took care of everything including getting the correct documentation from both the VET and Surgeon. When I called to ask a question the representative told me not to worry, their job was to make sure the claim got paid. Unbelievable but true. Because of MetLife Pet and a great team of doctors, Lola was able to have her surgery and will be with us for a long time! Can't thank you enough!

Insurer: MetLife

By: Tom P.

Verified March 19, 2026

I took out metlife with military …

I took out metlife with military discount. The process of claims was easy. I wanted the best for our Daisy.

Insurer: MetLife

By: customer

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