Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 05, 2026

Trupanion was there for us when Buddy…

Trupanion was there for us when Buddy needed treatment, making it possible to get everything he needed to get back to being the playful pup he is. Trupanion gives us peace of mind concerning buddys treatments affordability.

Insurer: Trupanion

By: Raymond

May 05, 2026

Very easy to submit a claim

Very easy to submit a claim. They processs claims very quick . Received my reimbursement less than 2 weeks after my pet’s surgery.

Insurer: Healthy Paws

By: Lori Coughlin

May 05, 2026

Easy file claims

Easy to file claims, just upload your receipts

Insurer: MetLife

By: customer

May 05, 2026

It says that you accept predisposed…

It says that you accept predisposed conditions. I sent in a copy of the estimate that we got for my dog from the vet. My dog has an ear infection and needs her teeth cleaned but they need to put her under anesthesia to do it. But, you denied the claim. I even picked the better plan and it still got denied.

Insurer: Pumpkin

By: Tanya

May 05, 2026

My agent was super nice and patient as…

My agent was super nice and patient as I asked my questions and customized my coverage. We’re happy to be with Nationwide!

Insurer: Nationwide

By: Atheena

May 05, 2026

Dependable

Dependable, easy upload requested paperwork, received ample updates via eamail, payment in satisfactory timeframe. Considered looking into cheaper pet insurance but I feel for the above reasons I'm staying with MetLife Pet Insurance for Bourbon's care

Insurer: MetLife

By: Susan Boyles

May 05, 2026

We've trusted Trupanion for years

We've had Trupanion for years, for many pets, and I recommend them to everyone. They review claims so quickly that they often pay their portion to the vet before I can check out, lowering my bill before I even leave the office. We've never had any reason to fight them over anything because they pay when they're supposed to. Keep in mind that we insure our pets from infancy, so we've never had to deal with any "preexisting condition" limitations. Trupanion has always done right by us and our pets, from periodontal disease to cancer, and it's a wonderful relief to know that our pets will never be denied necessary care due to monetary concerns.

Insurer: Trupanion

By: Sylvia

May 05, 2026

The copay and coverage was incredibly…

The copay and coverage was incredibly disappointing. I wasn't even aware that we had an obnoxious copay. $180 a month for two dogs with no issues for the last 4 years and they cover half of an emergency vet visit. Gross.

Insurer: Pets Best

By: Patrick Ralston

May 05, 2026

Healthy Paws has consistently been…

Healthy Paws has consistently been available whenever assistance is required. They process payments promptly and operate with high efficiency. I am uncertain of how I would manage without having chosen Healthy Paws health insurance for my beloved pet. Thank you, Healthy Paws!

Insurer: Healthy Paws

By: Remedios Martin

May 04, 2026

Very happy client

I have been a Healthy Paws client for many years. They are excellent ! Claims are processed efficiently and quickly and any phone conversation or email communication has been with a friendly and knowledgeable rep. I really like that the deductible is annual, not per incident and the amount of the deductible can be chosen.

Insurer: Healthy Paws

By: Dale

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