Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified March 20, 2026

The website is easy to use

The website is easy to use. Claims are processed very quickly and most importantly, a real human answers the phone without much waiting. I would have given a 5 if Healthy Paws had a mechanism by which one could get pre-approved for a procedure or test. FYI-Price increases are often. I started 12 years ago at $35/month and now pay $140/month. Total increase: 300% Annualized increase: ~12.25% per year Average dollar increase: ~$8.75/year

Insurer: Healthy Paws

By: Kathryn Renz

Verified March 20, 2026

MetLife Pet Insurance is Awesome

MetLife Pet Insurance is awesome! They are so quick to pay out the reimbursement as long as you provide the correct required documents (which they outline in great detail in the submission form)! Great pet insurance for our favorite four-legged buddy! And the few times I have had to call customer service they were very professional and quick to find resolution. Highly recommend!

Insurer: MetLife

By: customer

Verified March 20, 2026

easy to submit claims

easy to submit claims. when assistance was needed, agent was very helpful and resolved issue immediately

Insurer: MetLife

By: customer

Verified March 20, 2026

MetLife Pet Insurance is Amazing!!!

Easy to use app, quick reimbursement for vet expenses and helpful tips about caring for my pet. Overall wonderful product & experience. Highly recommend MetLife for Pets!!!

Insurer: MetLife

By: Esther Yoon

Verified March 20, 2026

Working directly with vet saves so much…

Working directly with vet saves so much time and anxiety knowing what my insurance will cover. It also covered any deposit so I didnt have to put money down on a significant claim. I would like to see more explanation on items not covered rather than "Other"

Insurer: Trupanion

By: Karen A. Hill

Verified March 20, 2026

We count on you!

Trupanion has always made ensuring my dog is taken care of easy. When there is something wrong, I dont question getting him the help he needs because we know Trupanion has him covered. THANK YOU from both myself and Drako!!!

Insurer: Trupanion

By: Stephanie

Verified March 20, 2026

When you call with questions you get to…

When you call with questions you get to talk to a real person. The website is very easy to navigate and it is easy to submit a claim. They are professional, polite, and friendly. They inform you of what they paid, and what was declined with an explanation.

Insurer: Pumpkin

By: Cynthia Martin

Verified March 20, 2026

it was a easy process to claim

it was a easy process to claim

Insurer: Trupanion

By: Debra

Verified March 20, 2026

Great experience!

The pre approval process while in the hospital allowed us to get Izzy treatment faster and more affordably. Thank you Trupanion for quite literally saving our cat!

Insurer: Trupanion

By: Laura

Verified March 20, 2026

Trupanion keeps their word

Trupanion made a mistake in their review and approval of an estimate provided to them. Their decision was critical in our moving forward to have the treatment. When they realized their mistake they owned it and paid the full claim as the agreed saving us over $2000.

Insurer: Trupanion

By: Rick Richardson

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