Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


March 19, 2026

HORRIBLE DO NOT USE LEMONADE

Lemonade finds any reason NOT to cover a claim. My dog had ACL surgery on her right leg in August, we then got pet insurance because we didn't want anything like that to happen again. In March she tore her left ACL so now they won't cover it because they consider it a pre existing illness, lol. Thats like telling me becauae you have something wrong with your right arm then your left arm is going to go oyt too. 🤣🤣 What a SCAM!! DO not get pet insurance from them

Insurer: Lemonade

Veterinarian: Neighborhood Veterinary Centers

By: Theresa

Useful
Verified March 19, 2026

Healthy Paws is a great insurance…

Healthy Paws is a great insurance program for your pets. I’ve only had good experiences with claims. If you love your pet like I love my Tatiana, then they are in the best of hands with Healthy Paws.

Insurer: Healthy Paws

By: Frances Darakjian

Verified March 19, 2026

They processed my claim quickly.

They processed my claim quickly.

Insurer: Pumpkin

By: Elisabeth Harrison

Verified March 19, 2026

The claim process was seamless

The claim process was seamless. I submitted my claim with documentation needed , and in two days I had a notice of completion. Following week received the reimbursement check , which enabled me to make a large payment toward the charges on my care credit card for the hospital care, thank you

Insurer: Pumpkin

By: Ann

March 19, 2026

Easy Process When It Needs to Be

Having a sick pet is bad, but a complicated claims filing process makes it worse. This is NOT the case with Pets Best. The process was simple...answer a few questions and download supporting documents. They keep you informed during the approval process and send a detailed email when the claim is completed. I am a huge advocate for pet insurance, and highly recommend Pets Best.

Insurer: Pets Best

Veterinarian: Wake Veterinary Medical Center

By: Leslie

Useful
Verified March 19, 2026

My first claim and with when smoothly

My first claim and with when smoothly . Easy to file claim and process prompt. Would recommend

Insurer: Spot

By: Donna Placker

March 19, 2026

Ear Tumor Treatment Experience with Pets Best Insurance

I can't say enough good things about Pets Best and the support they provided during one of the most stressful times of my dog's life. When my dog was diagnosed with an ear tumor and needed radiation treatment, I was overwhelmed—emotionally and financially. Pets Best made the entire experience so much easier. Their claims process was incredibly straightforward, and they covered the treatment exactly as outlined in my policy. There were no surprises, no confusing fine print, and no delays. I highly recommend Pets Best to any pet owner looking for trustworthy, stress‑free insurance. They were truly a lifeline during a very difficult time.

Insurer: Pets Best

By: Talina

Useful
Verified March 19, 2026

Easy to access and determine scope of…

Easy to access and determine scope of coverage.

Insurer: Nationwide

By: Leslie

Verified March 19, 2026

Efficient processing of claims

Efficient processing of claims

Insurer: MetLife

By: Lynn P Yates

Verified March 19, 2026

I got a really quick response when I…

I got a really quick response when I made a claim for expenses for my dog's cancer treatment. They have picked up 90% of everything so far. We have a very expensive surgery coming up so I sent in a pre-authorization and that was really quick also. I am so glad I don't have to make decisions about my dog's health based on cost.

Insurer: Trupanion

By: Shelley

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