Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified December 05, 2025

Claims are so easy to file on the app…

Claims are so easy to file on the app and turn around time is amazing!

Insurer: MetLife

By: Ernie's Mom

Verified December 05, 2025

Always friendly

Always friendly, always gets claims done in a timely manner.

Insurer: MetLife

By: BETH

Verified December 05, 2025

Unhappy claim handling

To much back and forth to get a simple claim paid in a timely manner. Question after question. Needed proof that I canceled a previous policy from a different carrier. Why should that even matter. I had also recieved a note about pre existing condition. After 4 messages back and getting the proof of the canceled policy it finally went through. I can say that everyone I spoke with was nice and I was not which is not like me but I was ready to cancel and try another company but hopefully things will now go smoother.

Insurer: Embrace

By: Fred Howard

Verified December 05, 2025

Claims Process is Straightforward

The process of submitting claims is very easy and straightforward. The follow-on communications are timely. Overall, the decision to select MetLife Pet insurance has been a good one.

Insurer: MetLife

By: csdrbrg

Verified December 05, 2025

The app is simple and easy to use

The app is simple and easy to use, quick to load invoices, etc. I appreciate how fast they answer to my claims.

Insurer: MetLife

By: HELENA SANCHEZ

December 05, 2025

Ive never written a review in my life…

Ive never written a review in my life but Im beyond upset with this company. Coverage is spotty at best they put limits on everything to barely cover your premium. But thats not my issue. My dog had ingested a balloon in April and needed to go to the vet to get it out, I submitted the claim and received a small portion back but like the limits I still did not complain. Last weekend my dog was playing with a baseball and got to the string and ingested some which was not passing so I returned to the vet which led me to the emergency room. This visit cost me just under 1500.00 of which I will not receive any reimbursement from because they said it was "repetitive and has previously occurred so was not covered". Make that make sense. So if you think your pet could possibly do something wrong or be injured more than once with any similarity I would not suggest using this company.

Insurer: AKC

By: David Lightbody

Verified December 05, 2025

Quick review of claim and processing!

Quick review of claim and processing!

Insurer: Spot

By: Katie Coyle

Verified December 05, 2025

I have been using for 2 years …

I have been using MetLife it will be 2 yrs in February, after using trupanion for many years. I find there coverage and premiums very competitive. The staff is friendly and helpful Much happier then I was with Trupanion’s

Insurer: MetLife

By: customer

Verified December 05, 2025

MeLife Pet Insurance Stands Out!

It seems everyone is offering pet insurance these days but I am glad I am with MetLife! They are super helpful on the phone, have great claims service, and give me the peace of mind I want to have for my pet.

Insurer: MetLife

By: customer

Verified December 05, 2025

Very Quick Claims Service.

Very Quick Claims Service.

Insurer: Spot

By: Edgar Garcia

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