Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


December 15, 2025

I have had pet insurance with Embrace…

I have had pet insurance with Embrace for 9 months now. They are very helpful and reimburse you with in days of your claim. Very sweet and knowledgeable.

Insurer: Embrace

By: simcikmary

Verified December 15, 2025

Super easy to submit claims

Super easy to submit claims. So far no issues with policy not being honored

Insurer: Spot

By: Cynthia Beevers

Verified December 15, 2025

I have a senior pet and it’s been a…

I have a senior pet and it’s been a challenging period. Even though her medical bills were not approved at first, I’m glad MetLife had a process to hear from me and my pet’s medical care team regarding the details and the explanations. I’m thankful her medical bills are now very thoughtfully considered and approved - thank you for giving us the peace of mind, MetLife. Appreciate it

Insurer: MetLife

By: AR

Verified December 15, 2025

Great reimbursement could be faster

Great reimbursement could be faster

Insurer: MetLife

By: AR

Verified December 15, 2025

Highly Recommended

System is user-friendly. Claims processing time is prompt.

Insurer: MetLife

By: Marilyn Luque

December 15, 2025

Zorro Loves Healthy Paws!

We absolutely ADORE Healthy Paws!!! We have been with them since Zorro was 4 months old and they have been a lifesaver, literally and figuratively for the past 7+ years. When Zorro got deathly ill with HGE/AHDS, Healthy Paws was very helpful and their claims process was as simple as you could ever hope for. We didn't have to worry about anything except getting Zorro healthy again. Since his immune system was compromised due to that illness 2.5 years ago, Healthy Paws has been by our side every step of the way. Their service is absolutely exceptional and we are so grateful that our vet referred us to them so many years ago. Thank you, Healthy Paws!

Insurer: Healthy Paws

By: Brigette

Verified December 15, 2025

The process was very easy and handled…

The process was very easy and handled quickly.

Insurer: MetLife

By: Christopher Mercer

Verified December 15, 2025

MetLife makes the claims process so…

MetLife makes the claims process so smooth. Our dog recently got diagnosed with cancer and MetLife has alleviated some of that financial burden

Insurer: MetLife

By: Michelle Lucena

Verified December 15, 2025

I haven’t received the reimbursement

I haven’t received the reimbursement

Insurer: Spot

By: Brittany Drohan

Verified December 15, 2025

Easy to submit claims

Easy to submit claims and I receive the appropriate approval of funds in a timely manner.

Insurer: MetLife

By: customer

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