Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 11, 2026

Be careful and read the fine…

Be careful and read the fine print....this company will tell you they have direct vet pay and they do not. Many vets do not participate.{called at least 5} Do your homework first before getting into this expensive plan. Customer service agents will also tell you wrong information to get you to sign up then backtrack. Also will promise full refund and not prorated if cancel immediately. That is not the case. Will be contacting better business borough....buyer beware!

Insurer: Trupanion

By: Mom

May 11, 2026

Great Pet Insurance Experience

Very easy to submit claims and paperwork online. I got reimbursed in a timely manner without me having to follow up. I highly appreciate having Spot insurance for my cat, Luna. Reimbursement took about 1 or 2 business days from when the claim was finalized. The option to get it directly depositied into my account is great!

Insurer: Spot

By: Karla V

May 11, 2026

quick turnaround and refund was as…

quick turnaround and refund was as described in the plan.

Insurer: Pumpkin

By: Pam

May 11, 2026

Impeccable

They are impeccable in client-friendliness, responsiveness, and rapid reimbursements.

Insurer: Trupanion

By: Brett

May 11, 2026

5 year customer and very satisfied!

I've had Pet's Best since my two current dogs were puppies in 2021. They've always been reasonable and consistent with claims and have always processed them very quickly. The latest ones that were completed were done so just a few days after they were submitted.

Insurer: Pets Best

By: Russell

May 11, 2026

Thank you

Thank you! Claim processed same day!

Insurer: Pumpkin

By: Lido and Lorraine

May 11, 2026

I was disappointed

I was disappointed with how much we are getting back from Shylo's vet visit. But you are supposed to be the best vet insurance on the market, so I trust you to treat us fairly on helping us with Shylo's vet bills.

Insurer: Pets Best

By: Sheryl

May 11, 2026

The rates are reasonable in comparison…

The rates are reasonable in comparison to other pet insurance policies. The reimbursement process is great and always on time.

Insurer: MetLife

By: Anthony

May 11, 2026

Refunds

I appreciate the speed at which claims are settled. Refund checks come quickly and is appreciated.

Insurer: MetLife

By: Mary Hoban

May 11, 2026

I have been very happy with trupanion

So far everything has worked well for me. It can be confusing how & when the deductible is applied & coverage after the deductible but you can chat on line or call easily to get explanations. I have had my dog insured with Trupanion for 11 years.

Insurer: Trupanion

By: Janet

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