Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,549 total


Verified March 25, 2026

Easy to submit claims and receive…

Easy to submit claims and receive reimbursement.

Insurer: MetLife

By: Tracey Eastlund

March 25, 2026

Very Pleased

We have had PB insurance for over 3yrs. Our experience has always been positive with the normal yearly checkups etc. Sometimes payment took a couple weeks but that is still way faster than human insurance. I was hesitant on some recent large medical claims for my dog who had to have some major expensive testing done to try an diagnose some health stuff. I wondered if they would get bogged down in the system and questioned for every line and every penny spent to try and avoid paying. I was so glad that it went so smooth with PB. I had met my deductible and they paid my 80/20 with no issues on the $6000 claim. Very very pleased with PB insurance.

Insurer: Pets Best

By: Micah Bennett

March 25, 2026

They are just scammers DO NOT fall for…

They are just scammers DO NOT fall for them , when it comes to paying they don’t stand on their words and make up reasons to don’t pay

Insurer: ASPCA

By: DEVIN FAHIM

Verified March 25, 2026

Easy to file claim after loading…

Easy to file claim after loading medical history. Payment was prompt.

Insurer: Fetch

By: Chip H

March 25, 2026

Claims processed quickly and fairly,

Funds for claims are sent directly to our bank checking account. Claims are processed quickly and are always fair, based on the policy we chose,

Insurer: Pets Best

By: Anita Mitchell

Verified March 25, 2026

Pumpkin has been a lifesaver for us

Pumpkin has been a lifesaver for us. We’ve needed it through knee surgeries, eye surgeries, and now a terminal osteosarcoma on her skull. They have reimbursed us quickly, often on the day of submitting the invoice. Anytime I had questions, they were there with kindness and made sure I had everything I needed. I highly recommend them. Only thing is that out monthly payment increased substantially over the years but I’m pretty sure that’s insurance as a whole.

Insurer: Pumpkin

By: Carla

Verified March 25, 2026

Healthy paws saved my dogs life!

I can tell you that if I didn't have my Healthy Paws Insurance policy I likely wouldn't have my buddy anymore. We ran into a life threatening , very expensive problem that couldn't have been fixed otherwise. I was almost going to cancel it last year too. I have a lower reimbursement plan just for this type of catastrophic problem. they paid the 70% portion within days! 70% of a LOT! no problem.. I'll never be without a policy again.. Thanks Healthy paws!

Insurer: Healthy Paws

By: Chessie guy

March 25, 2026

This is a wonderful awesome non scary…

This is a wonderful awesome non scary insurance. I am reimbursing quickly,they explain Everything . I can call Ans speak with someone anytime, they are knowledgeable and can answer questions completely. My dog needed orthopedic surgery, without it he wouldn’t have been able to walk again. The coverage was great, he was able to get the care he needed,the rehab to follow. I have recommended it to people in the vets waiting room, my dog loving family members, strangers on the street. Thank You, you’re better than people insurance!!!! J.Norris

Insurer: Trupanion

By: JNorris

March 25, 2026

You processed the claim very quickly

You processed the claim very quickly, and we received the payment even before our credit card bill arrived.

Insurer: Pumpkin

By: Ashley T.

Verified March 25, 2026

Quick and easy claim process

Claims process is quickly, easy and the communication process with Pumpkin is customer friendly. Made the right choice with pumpkin for my fur baby.

Insurer: Pumpkin

By: Ajrije

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