Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,549 total


March 24, 2026

Healthy Pet - Happy Life

We had another pet insurance company that was horrible. So happy we changed to Pets Best. The claim process is very easy and the response time is swift. I Love this company.

Insurer: Pets Best

Veterinarian: On Point Animal Wellness

By: Judy

Useful
March 24, 2026

Slow and often unwilling to process claims. Difficult to get help

I recently switched from another insurer. I have found pets best to be very slow and unwilling to process claims. They will close out your claim and not pay it if they do not receive the medical records. It is very difficult to get someone on the phone to help. Other pet insurers will not insist on so much documentation to process claims and are easier to reach by phone and email. Look else where, this is not a well run insurance.

Insurer: Pets Best

By: immediatepark

Verified March 24, 2026

Easy process to submit claims with a…

Easy process to submit claims with a great response time!

Insurer: Fetch

By: Kristina

Verified March 24, 2026

Wonderful !! Got to get it!!

Everything . MetLife Pet ins is amazing. I would have never thought I could get reimbursed for preventive visits etc for my pet. I am so happy. And they make it easy to submit claims. This is wonderful. I wish I had known about this years ago with my other 3 dogs. My daughter told me about this ins. She has it also. I am telling everyone I know with pets about it

Insurer: MetLife

By: lemon muffin

March 24, 2026

Satisfied Customer

Easy to upload my claim. Quick turnaround for payment. Excellent explanation of my claim.

Insurer: MetLife

By: A. Cohen

March 24, 2026

I’ve had a generally positive…

I’ve had a generally positive experience with Pumpkin Pet Insurance. The coverage options are quite comprehensive, especially for illnesses and preventive care, which gave me peace of mind as a pet owner. The claims process has been fairly straightforward, and reimbursements usually arrive within a reasonable timeframe. What I really appreciate is the transparency in their policies—there aren’t too many hidden surprises, and it’s easy to understand what’s covered and what’s not. Their customer support has also been helpful whenever I had questions. That said, premiums can be a bit on the higher side compared to some competitors, and it would be great if they offered more flexibility in pricing or customization. Overall, I’d recommend Pumpkin Pet Insurance to pet owners looking for reliable coverage and good service, with just a bit of room for improvement on affordability.

Insurer: Pumpkin

By: Ethan Walker

March 24, 2026

Pet’s Best Vet insurance

Claims are timely and customer service is great!

Insurer: Pets Best

Veterinarian: Oceana Veterinary Clinic

By: Christine

Useful
March 24, 2026

Re-submitting claim made easy

"I had a problem where my vet did not submit my pets medical records in time. All of my claims were closed, not denied just closed. I was worried that I would have to resubmit them all over again with the medical records. But your representative was able to have the claims reviewed and she also confirmed that she received the upload that I did with my pets medical records. It was a huge relief. And it only took a few weeks for everything else to get resolved. I'm very thankful for her help and for Pets Best for helping me with my claim 100% satisfied! "

Insurer: Pets Best

By: Rik

Useful
Verified March 24, 2026

They helped me to get all of my cats…

They helped me to get all of my cats rabies boosters and reimbursed me about a week later as they said they would.

Insurer: Pumpkin

By: carrie fletcher

March 24, 2026

How I Learned My Dog Is Actually a Goat (and Why I Got Insurance)

Blue, our first of three dogs, is also the first dog we’ve ever had to insure. Although he’s a German Shepherd/Husky mix, the evidence strongly suggests he’s part goat—given his passion for eating rocks, socks, and elastic. After three goat‑adjacent emergencies and some research, I decided to give Pets Best a try. You make everything so easy, and I’ll absolutely be spreading the word anytime pet insurance comes up. Highly recommend—10/10, would insure the goat again.

Insurer: Pets Best

By: Shalan

Useful

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