Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 14, 2026

Quick turnaround on claims.

Quick turnaround on claims.

Insurer: MetLife

By: Adrienne N.

May 14, 2026

Friendly, claims reviewed and paid in…

Friendly, claims reviewed and paid in a timely manner.

Insurer: MetLife

By: Melissa M

May 14, 2026

Very quick and easy

Very quick and easy to do a claim

Insurer: Spot

By: Kim S.

May 14, 2026

Quick Response and Payment

I sent all documents as requested and received a response and payment within 7-10 days.

Insurer: MetLife

By: C. Andrews

May 14, 2026

Easy access to make a claim for my dog!

Easy access to make a claim for my dog!

Insurer: Spot

By: Lynda Overking

May 14, 2026

MetLife has been great to me

MetLife has been great to me. I love the coverage I have and the quick responses I get.

Insurer: MetLife

By: Samantha Williams

May 14, 2026

Read your policy carefully

- Will spam you with 10+ emails if you just want to get a quote. - For dental coverage, they require your dog to get "an annual dental exam and you follow your veterinarian’s recommended dental care". This can cost you another $1000+ per year. - Misleading practices. They technically don't raise plans due to age - they just put your pet in a cohort with other pets in the area who signed up at the same time. Fees go up as the cohort need more medical care ...which coincides with age. - Problematic partnership with VCA and other private equity owned companies. The payment is only instant if you use one of the partnered clinics, and sometimes not even then. - Does not cover routine or emergency examinations, preventatives, or "recovery and complementary care" - Will make every effort to deny claims as "pre existing", but most pet insurance companies do this. If your dog ate a sock ten years ago and just ate another one, it's "pre existing".

Insurer: Trupanion Canada

By: Bella

May 14, 2026

Great Pet Insurance!

I have been a customer for many years. Metlife is extremely responsive and customer service is outstanding. I just added two new dogs to a policy and the process was quick and painless. I highly recommend them!

Insurer: MetLife

By: Kimberly J Bailey

May 14, 2026

It was easy and fast processing claims.

It was easy and fast processing claims.

Insurer: MetLife

By: Deborah Doherty-Bree

May 14, 2026

great insurance for dogs

THey always acknowledge receipt of my claims and reimburse me quickly

Insurer: Pets Best

By: Barbara

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