Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified December 18, 2025

I was flabbergasted that a very large…

I was flabbergasted that a very large bill was immediately covered and I was told the check was in the mail. They actually do stand behind their product!!

Insurer: Embrace

By: HOFFMAN/MARIE THERESE

Verified December 18, 2025

MetLife Pet Insurance is Piece of Mind

the MetLife Pet Insurance plan is one that you pay for the service up front and then a reimbursed. I find the paperwork very simple to fill out and upload online. I also find that the turn around time is very reasonable. I use my pet insurance at a minimum to cover the annual exam for my 2 dogs and even after paying the deductible I get several hundred dollars back

Insurer: MetLife

By: Scott E

Verified December 18, 2025

No issues with the claims process

No issues with the claims process, everything was handled very smoothly without input from me

Insurer: MetLife

By: customer

December 18, 2025

Terrible

Terrible — Worse Than Having No Insurance Fetch Insurance is absolutely worse than having no insurance at all. They do not help in any situation and are only interested in charging the monthly fee. When you actually need support, coverage is denied, responses are slow or useless, and nothing is clearly explained. This plan is a complete tragedy — you pay every month and get nothing in return. Zero real support, zero value, and endless frustration. Do yourself a favor and avoid Fetch Insurance at all costs. Having no insurance is honestly better than dealing with this company.

Insurer: Fetch Canada

By: Daniel de Paiva

Verified December 18, 2025

Quick turnaround time on claims

Quick turnaround time on claims. Great dog insurance

Insurer: MetLife

By: Andreea U

Verified December 18, 2025

Very good claim experience

Very good claim experience

Insurer: MetLife

By: customer

Verified December 18, 2025

Personel are always very nice

Personel are always very nice, quick and helpful. They always have answered my questions and helped me file my claims if asked to.

Insurer: MetLife

By: Linda Reaves

Verified December 18, 2025

Remember Pre-Existing Conditions

I mean I acknowledge it was partly my fault, but nowhere in their promotional materials did MetLife acknowledge that they did not cover pre-existing conditions, leading me to basically give up insurance coverage for my senior cat entirely. The requirement that we include SOAP notes in all filings is not something that all vets will accommodate, so keep that in mind as well.

Insurer: MetLife

By: Emily

Verified December 18, 2025

Easy to submit claims

Easy to submit claims. Quick payment. You always ask how my pet is doing.

Insurer: MetLife

By: Gracie Northern

Verified December 18, 2025

submitted the claim the money was in my…

submitted the claim the money was in my account within 10min. the claim was for $1800.

Insurer: Pumpkin

By: Malinda kozel

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