Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 16, 2026

Quick and easy

I bought Pumpkin insurance after my puppy’s first vet visit and was so surprised and excited to hear that I could submit a claim for that visit! The claim was easy to submit and was payed quickly ( within 24 hours). I couldn’t be happier.

Insurer: Pumpkin

By: Romayne

May 16, 2026

so far, so good

so far, have not had any issues with Healthy Paws for my pet. Everything that has been eligible for insurance has been processed correctly and quickly with no issues! have recommended them to many neighbors and friends.

Insurer: Healthy Paws

By: Jordan

May 15, 2026

I wish human insurance was this…

I wish human insurance was this stress-free. They keep to their word, covering exactly what they say they will, every time.

Insurer: Healthy Paws

By: Pesa Cohen

May 15, 2026

Processed my claim quickly and…

Processed my claim quickly and reimbursement was a speedy process as well! Thank you pumpkin.

Insurer: Pumpkin

By: Madeleine

May 15, 2026

I LOVE Trupanion!

I LOVE Trupanion!! They are quick to review claims, very responsive when I have questions and have been wonderful to work with!

Insurer: Trupanion

By: Tammie Pyle

May 15, 2026

Don't buy this insurance.

This company has found a way to wiggle out of all but one of my claims for two different dogs over many years. I recently had to put down my dog and they even found a way to not pay for his euthanasia. I did not orignally have this company, Fetch bought out my old company. I always was reimbursed with my old company, but not with Fetch. They look for every reason to deny a claim.

Insurer: Fetch

By: Kari Churchill

May 15, 2026

Excellent pet Insurance

I have had Healthy Paws Insurance for almost 8 years with my dog. It honestly was the best decision I made for my dog. It was so easy to put in a claim and receive the payment. I had to major surgeries for my dog and it was effortless to do a claim and receive the payments. I can not express enough how grateful I am.

Insurer: Healthy Paws

By: Lesley Lustig

May 15, 2026

I submitted a follow up claim for an…

I submitted a follow up claim for an illness that was already in your system and now I'm being asked for 6 months records from the vet. That seems counter intuitive to me. I am going to send the papers when I get around to it this weekend

Insurer: Spot

By: Dennise

May 15, 2026

Easy to use

It was so easy to place a claim and get reimbursed.

Insurer: Spot

By: Happy pet owner

May 15, 2026

I had never filed a claim

I had never filed a claim. My yorkie was very ill and needed testing, meds, ultrasound and ivs. I submitted my claim for the entire costs. Spot processed my claim quickly and efficiently. I am very pleased with the company.

Insurer: Spot

By: MARY SUE OLIVER

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.