Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,549 total


Verified March 26, 2026

Oscar 2

Easy claim center help in filling a claims

Insurer: Spot

By: Nicholas Scro

Verified March 26, 2026

New to me

New to me, so really curious about what’s to come later.

Insurer: Nationwide

By: Marilyn Antwine

Verified March 26, 2026

I like using the app to monitor claim

I like using the app to monitor claim

Insurer: Spot

By: CaroleBaldassano

Verified March 26, 2026

Highly recommend! Especially through Costco

We purchased Figo pet insurance using our Costco benefit and highly recommend them. Figo has had our back throughout our dog's life! They are super responsive and always helpful when I have questions regarding our policy! They honor their policies and are usually quick to process our claims. We have been very happy with them :)

Insurer: Figo

By: Morgan

Verified March 26, 2026

It is easy to submit claims

It is easy to submit claims, and the wait time is reasonable. The communication with steps in the process is through and the staff is always kind if I have questions.

Insurer: MetLife

By: Gina Cauthen

Verified March 26, 2026

First of all my experience with spot is…

First of all my experience with spot is the coverage that I have on my two German Shepherds is very inexpensive for the coverage that I have which is unlimited. The amount of money that I receive back is very generous and pays for most of my invoice with little to pay back. The claim process is made very simple and the time in receiving my payment is very short timeframe that I am impressed with. My whole process and experience is absolutely phenomenal.

Insurer: Spot

By: Mario Cristaldi

March 25, 2026

Thumbs down for Pets Best

Pets Best NEVER resokve the claim in my favor, and they take ages to respond.

Insurer: Pets Best

By: Paula

Useful
Verified March 25, 2026

Quick and easy process on app.

Quick and easy process on app.

Insurer: Spot

By: Van M

Verified March 25, 2026

Smooth sailing

The process went smoothly after we were able to get our pet’s previous medical records. The refund was quick and they offered a detailed explanation of coverage. We’re happy with our experience so far!

Insurer: Spot

By: Mariana Noto Guillen

Verified March 25, 2026

Quick and easy

Signing up with Met Life was quick and easy. I like the amount of coverage for the payment price and my cat now has some protection.

Insurer: MetLife

By: Dee

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