Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified December 19, 2025

Easy to navigate and complete quickly

Easy to navigate and complete quickly

Insurer: MetLife

By: Carlo Achdjian

Verified December 19, 2025

Super easy to submit bills

Super easy to submit bills. Love it!

Insurer: MetLife

By: Amy Primus

Verified December 19, 2025

First off pumpkin sent me paper copies…

First off pumpkin sent me paper copies of my policies so I can reach for them at any time if I have a question. There are no surprises and everything is very clear. No guessing or wondering. Pumpkin even sent me a mailed ( to my home) EOB ( just like my insurance) which was wonderful. They paid and explained everything and even direct deposited my refund. Very easy to work with and no guessing!! Thank you pumpkin Angela Hill

Insurer: Pumpkin

By: Angela

Verified December 19, 2025

Easy to submit a claim

Easy to submit a claim. Turnaround time was quick! Thank you

Insurer: MetLife

By: Jason

Verified December 19, 2025

No complications with my claims

No complications with my claims. Straightforward answers just had to do a follow-up and everything was taken care of.

Insurer: MetLife

By: Albert K.

Verified December 19, 2025

Affordable, reliable!

Affordable, easy to sign up, mobile app is great, and I received my first reimbursement for an emergency situation last month. My claim was paid in under 30 days. Exceptional!

Insurer: Spot

By: Lola Schur

Verified December 19, 2025

Incredibly easy and quick!

Incredibly easy and quick!

Insurer: MetLife

By: John

Verified December 19, 2025

Best Pet Insurance Hands Down!

Healthy Paws pet insurance is undoubtedly the BEST thing I ever signed up for when I got my three Yorkies! After reading about all the potential health issues Yorkies are prone to, I was convinced that pet insurance was a necessity. Thankfully, I got Healthy Paws when they were just puppies. My oldest Yorkie has had just about every ailment a Yorkie can have including two ACL surgeries, pancreatitis, diabetes, and cataract surgery due to the diabetes to restore her vision. These health issues have amounted to costs in the tens of thousands of dollars. Luckily, with a 90% Healthy Paws policy, I never had to say no to a surgery or treatment that I may not have been able to afford without pet insurance. The monthly premium payments are very reasonable and do not increase based on claims. Claims are super easy to submit in the app with just a picture and a few clicks. Also, payments on claims typically only take a few days and can be directly deposited into your bank account. My fur baby will need insulin injections and prescription eye drops for the rest of her life, but these items are covered (including the syringes) by Healthy Paws. I am so thankful for Healthy Paws and the peace of mind it has given me. I can now look forward to many more healthy years with my precious fur babies. Do not hesitate if you are on the fence. GET HEALTHY PAWS TODAY!!

Insurer: Healthy Paws

By: Hurricane Sandy

Verified December 19, 2025

So easy to file a claim and the…easy, fast and efficient

So easy to file a claim and the turnaround time for the reimbursement was only 4 days!!! I was worried about the health of my pup and so to be able to get this part of the process so easily it was a godsend! Love this company

Insurer: MetLife

By: customer

Verified December 19, 2025

Very easy process to put a claim in

Very easy process to put a claim in. Never had a problem yet.

Insurer: MetLife

By: Krista

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