Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,549 total


Verified March 27, 2026

Claims

The claim process is so clear and easy. I appreciate it so much.

Insurer: Spot

By: Melody Coats

March 27, 2026

Pet's Best is the best!

Pet's Best has always been a great insurance for our fur baby. The app and claims process is easy peasy. The communication of their policies is very simple to understand. The reimbursement can sometimes take longer than a month, but I have always received them. I would suggest using a credit card to pay upfront because of that issue. Other than that they have been outstanding. They give you the option to choose your payment by your deductible, which I love and they are very affordable.

Insurer: Pets Best

Veterinarian: Harmony Vet Care

By: Maria

Useful
Verified March 27, 2026

Peace of mind for that pet of mine.

The agent was very knowledgeable and explained the policy too make sure I understood what it covered. She had pets and understood just how much I cared and eased my anxiety on what an unexpected health issue could add up.

Insurer: Nationwide

By: Kris Littler

Verified March 27, 2026

I've had spot pet insurance for 3 years…

I've had spot pet insurance for 3 years now. They have never questioned a claim and have been very quick to reimburse me after I've filed my claims.

Insurer: Spot

By: Kathy Knoop

Verified March 27, 2026

I always have fast confirmation of my…

I always have fast confirmation of my claim, good coordination as it is processed and ease of direct deposit reimbursement. I’m very happy with this wellness and major insurance for my three doggies. Thank you.

Insurer: MetLife

By: Douglas Montgomery

Verified March 27, 2026

Good experience shopping for pet insurance

I liked that it was detailed coverage..

Insurer: Nationwide

By: Mitra Wagner

Verified March 27, 2026

The procedure to submit a claim is…

The procedure to submit a claim is extremely straightforward and the refund is done in a timely manner.

Insurer: MetLife

By: customer

Verified March 27, 2026

my dog has better health insruance than I do…

I tell every dog owner I meet that my amazing dog Lucky has better health insurance than I do! Healthy Paws has helped me take care of my little guy for almost a decade. They have helped us through some tough times including a few surgeries and chronic health conditions that presented as he got older. I love that I can go to any vet in any location to get him care, because of course he has even gotten sick when on vacation. Submitting a claim is super easy on the website or using the app, and all my claims have been processed often in a matter of days and never longer than a week or so. Thanks to Healthy Paws I have been able to give him the long and happy life he deserves. When he has had an emergency health condition or needed medical attention I never could have afforded on my own, I was able to get him the care he needed because he had insurance coverage to help us through. He is my best friend and has the best insurance.

Insurer: Healthy Paws

By: Ashlea Hartz

Verified March 27, 2026

Pumpkin is AWESOME

Pumpkin is AWESOME! So prompt with estimates and cliams! Pumpkin has saved my pet's life!

Insurer: Pumpkin

By: Jennie C

Verified March 27, 2026

Have had a great experience so far!

Have had a great experience with Healthy Paws so far. I have two dogs 7 & 6 that have been covered since they were puppies. The premiums do go up as they dogs age but they are still reasonable and they have always processed claims quickly without any issues.

Insurer: Healthy Paws

By: Chris Brady

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