Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Look anyway else but embrace!! Horrible!
Was denied as I was told a tumor is the same as dry skin/allergies. I was informed Danielle was the tech who reviewed my request and she would call me within 48 hours. That was Wednesday 12/17 and it’s now Saturday 12/20 with no update. My vet sent over all the previous docs, notes & recommendations she still no update. I should have listened to my vet when they told me to look at a different company for insurance as they’ve heard horrible stories with previous clients!
Insurer: Embrace
By: Liss Chapman
Online submission
I found that the online forms to submit the claims helped with my reimbursement.
Insurer: MetLife
By: Nicole Ball
Pumpkin is the Best
Pumpkin is the Best! Their associates are very attentive and my claims are processed so quickly. Having such a company that works with you rather than against is a wonderul plus. I highly recommend Pumpkin to all new puppy owners. Bark Bark (Toby's input)!
Insurer: Pumpkin
By: Dan
I was happy with the quick response
I was happy with the quick response. Usually, it takes a little longer to get reimbursed. No other issues. Thank you for taking the time to reimburse me quickly, during the holiday season. I appreciate it.
Insurer: MetLife
By: Lori Cortes
I received my reimbursement in a timely…
I received my reimbursement in a timely manner.
Insurer: Fetch
By: Amanda
Nationwide paid out on our sick dog
Nationwide paid out on our sick dog, who became ill like a month after I signed up with NW. The only issue I had was communication was difficult. It did take them about 30 days to payout, but they came through in the end, even when I had to put my dog down. Which was awful.
Insurer: Nationwide
By: Constance Ross
Pays fast
They pay fast. I submitted a claim this past week and it was paid within 3 hours.
Insurer: Healthy Paws
By: Rob Christine
Embrace pet insurance is not worth the $!
Embrace pet insurance will try to not pay claims. My dog had burs from his morning walk and I took him to the vet because he was trying cough it up. Embrace has now decided my 3 year old pup will not be covered due to his coughing. I wonder if the people at embrace ate some burs if they might cough? This is ridiculous on every level. DO NOT WASTE YOUR $!!
Insurer: Embrace
By: Claire Winslow
Great pet insurance
I had multiple experiences using my pumpkin insurance policy, friendly and fast customer service. ( You actually can speak with a real person!!) A new feature they offer is get paid before you pay the vet, which you don’t actually get paid before the vet. They will reimburse you quickly after, once you submit the paid invoice (if you have a pre auth.) which was confusing and contradicting. However being able to pre authorize treatment was helpful and moved the reimbursement process along quickly. I will not go without pet insurance and am happy with pumpkin insurance group! Would most defiantly recommend and have!
Insurer: Pumpkin
By: Amanda
Pumpkin has always paid claims in a…
Pumpkin has always paid claims in a timely manner.
Insurer: Pumpkin
By: Mary Morin