Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,076 total


Verified April 01, 2026

Submitting the claims were easy and it…

Submitting the claims were easy and it only took one week for them to be processed plus 1-2 days for funding directly into my account!

Insurer: Spot

By: Gabrielle Garcia

Verified April 01, 2026

Easy to work with

Easy to work with, and submit paperwork

Insurer: Spot

By: Larry

April 01, 2026

Easy to upload claims!

Easy to upload claims! It's very easy to upload the claims and so far I haven't had any denied. I just wish their reimbursement process was a bit quicker but I do get it in time to pay the credit card bill. Can't complain. I have the 90% coverage, 250 deductible, unlimited amount for my cat.

Insurer: Pets Best

By: Trish Garcia

April 01, 2026

Love Pets Best Insurance

"Our little Peaches (toy poodle) is now 7 years old and she's the light of our lives. So why wouldn't we have health insurance for her like we do for ourselves??? We signed Peaches up for Pet's Best Ins. right away and have found the claim process to be very easy and the reimbursement payment comes quickly to our checking account. When Peaches is sick we don't have to worry about making decisions based on finances. Pets Best allows us peace of mind and frees us up to make good care decisions for our little girl. Thanks Pets Best!" Paula Di - Sebring, FL

Insurer: Pets Best

By: Paula

Useful
April 01, 2026

Thank you, Fetch Pet.

Fetch Pet has been a good partner over the 17 years my little Bichon Frise Marco Polo was covered. We had him covered initially with Pet Plan (before they changed their name to Fetch Pet) when he was just a darling little puppy. Only when he was in intense, unstoppable pain was I able to have him euthanized at 17. And they even covered that. The Fetch Pet website can be a little tricky but once you get used to it, it's simpler. Please - get your little or big fun baby insured!

Insurer: Fetch

By: Betty

Verified April 01, 2026

First Claim

I recently had to file a claim on Twinky. She was sick and you came through for me. I received your payment quickly. Thanks so much!

Insurer: Trupanion

By: Lucia

Verified April 01, 2026

Easy and no drama to file claims, and they get paid

Submitting claims through the website and app is straightforward and easy. Processing takes a few days currently, but my claims are usually paid without any denials or requests for more information.

Insurer: Fetch

By: Nicolas

Verified April 01, 2026

Great Coverage

Even though initially the monthly premium seemed high, it’s been totally worth it as our puppy just had an accident and Trupanion covered the incident and follow up labs upfront, making a stressful situation much easier.

Insurer: Trupanion

By: Heather

Verified April 01, 2026

Pumpkin is the best investment I've made

Pumpkin is the best investment I could ever have made for my pet's health and well being. As a company the communication and review response time has consistently been first rate. The claims and estimate process is user friendly and easy to negotiate . Once a claims approved, the real time direct deposit payment to my bank account was nearly instantaneous. I've heartily recommended Pumpkin to all of our pet parent friends !

Insurer: Pumpkin

By: Peter

Verified April 01, 2026

A quick response regarding my claim.

A quick response regarding my claim.

Insurer: Trupanion

By: Alana

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