Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,098 total


Verified April 01, 2026

Claim experience

My claim was processed in a quick manner without much delay at all. Followed up with email to know it was completed.

Insurer: Spot

By: Lori

April 01, 2026

I love having Fetch

I love having Fetch. I was a little stressed that I had to take my sweet cat to the vet today for the first time since having Fetch… I got the opportunity to be on the phone with Samantha twice (once before going to the vet to double check my coverage and once afterwards to make sure medical records went through) and she is absolutely amazing… She guided me in the right direction and got everything figured out with claims for me.. Was very informative and went above and beyond for customer service even asking how my cat is doing and wishing him good health and making sure that I had all the information before we hung up. They accept all vets, which is really nice because my cat only likes his veterinarian. It’s really cheap month-to-month and covers so much even with just the normal basic plan if anyone is reading this and cares about their pet as much as I do I would 100% go with Fetch!! It saves you so much money should something happen!

Insurer: Fetch

By: megg snider

Verified April 01, 2026

Difficult to submit claims

Difficult to submit claims

Insurer: Spot

By: Mena

Verified April 01, 2026

claim submitted very easy and processed…

claim submitted very easy and processed quickly

Insurer: Spot

By: Christine Clifton

Verified April 01, 2026

My Experience With Pumpkin Pet Insurance

My experience with Pumpkin Pet Insurance so far has been great. My dog has heartworms and Pumpkin processed my claim quickly. They have extremely helpful during my dog's treatment.

Insurer: Pumpkin

By: David

Verified April 01, 2026

Let’s be honest

Let’s be honest - Pet Insurance be difficult to navigate. Spot Pet Insurance has made the claims process easy and reasonable.

Insurer: Spot

By: Carlos Huerta

Verified April 01, 2026

Been with Spot for 5 years and will stay as long as my Pup is with Me

Spot sent a beautiful card after the loss of my pet that truly touched my heart. I have used Spot for over 5 years and will continue to do so for my other dog. Hassle free claims, good explanations on refunds and benefits, quick payment and always supportive staff.

Insurer: Spot

By: Victoria Hanlon

Verified April 01, 2026

Reducing coverage.

90 bucks a month only to get less than half back for wellness visits that is too skewed for my liking. Was fine otherwise. Edit: looks like they've made changing it difficult. So there does a star.

Insurer: Spot

By: SK

Verified April 01, 2026

Submitting the claims were easy and it…

Submitting the claims were easy and it only took one week for them to be processed plus 1-2 days for funding directly into my account!

Insurer: Spot

By: Gabrielle Garcia

Verified April 01, 2026

Easy to work with

Easy to work with, and submit paperwork

Insurer: Spot

By: Larry

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