Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


June 03, 2026

Amanda was amazing

Amanda was amazing, listening what we've been through with our last Dog and finding the right coverage for peace of mind with our new puppy.

Insurer: Fetch Canada

By: Robin Copestake

Verified June 03, 2026

Easy to submit claims

Easy to submit claims; Frequent updates on where claim is in the process; quick reply with detailed response about what part of claim is being paid; quick reimbursement.

Insurer: Trupanion

By: Kathy

Verified June 02, 2026

It was quick and easy to process a…

It was quick and easy to process a claim.

Insurer: Fetch

By: Elizabeth

Verified June 02, 2026

Easy application with reasonable fees

Easy application with reasonable fees, and great coverage.

Insurer: Nationwide

By: Helen Havrilla

Verified June 02, 2026

Wow!

Wow! Great service and quick turnaround with claims. My cat had a big health scare and needed chest x-rays and to be hospitalized for a day. Once I got all the paperwork and receipts I immediately submitted them and got my payment back in less than 24 hours! Love Spot Pet!

Insurer: Spot

By: Kai

Verified June 02, 2026

When I called to find out the process…

When I called to find out the process the person whom I spoke was very helpful. It was a relief that Trupanion paid the doctor directly, it was one less issue I had to deal with. I mentioned my experience to some of my fellow teachers who became interested and said they were going to look into getting Trupanion for their fur babies. I hope they do if not it's their loss:(

Insurer: Trupanion

By: Christine

Verified June 02, 2026

It was quick and easy

It was quick and easy

Insurer: MetLife

By: Noreen Stevenson

Verified June 02, 2026

My 7 month old puppy had an emergency…

My 7 month old puppy had an emergency and the emergency vet office took his insurance, I haven’t found any vet that takes it and I need to do claims myself. So this was a happy surprise.

Insurer: Trupanion

By: Tricia Thompson

June 02, 2026

Looking into different insurance companies

I will be searching for different insurance companies after this experience. I submitted a claim on March 2nd, submitted all the paperwork, it kept getting denied because they lost my vets notes, so 3 months later of going back and forth with them, they finally “found them” all of a sudden, just for them to deny my claim again, I submitted an appeal but just found out I was given the wrong email so I have to call back AGAIN, and was told the appeal will take another 30-60 days, mind you, I have been dealing with this for 3 months now. I pay quite a bit of money a month for this insurance just for them to give me a headache and not want to pay a single penny of any of my dogs vet bill. By the time this is all done we’re looking at 5 months to get a claim processed.

Insurer: ASPCA

By: Jessica Wade

Verified June 02, 2026

Easy enrollment

Easy enrollment. Great Coverage

Insurer: MetLife

By: John

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